Universal Reward Credit Cards

Always take advantage of any promotions that you might receive from Universal Reward Cards. These cards have some of the most diverse incentives in the game. You can earn points quickly at thousands of merchants, but with as many or more affiliates, trying to decide how you want to spend those points won't be as easy.

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Featured Credit Card !

Discover it® Credit Card

Discover it Credit Card
Intro APR:
0%
Intro APR Period:
14 months*
APR on Purchases:
10.99% - 22.99%* (V)
Annual Fee:
$0*

There are many benefits with the Discover It credit card. With every purchase, cardholders earn at least 1% cash back. There are specific... Read More

5.0 / 5.0 (149 votes)
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Business Gold Rewards Card from American Express OPEN

Business Gold Rewards Card from American Express OPEN
Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
N/A*
Annual Fee:
Intro $0 for 1st year, then $175*

The Gold Rewards Card from American Express OPEN is a business credit card designed for those small and medium scale businesses who can afford to... Read More

4.0 / 5.0 (142 votes)
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1-2-3 REWARDS® Visa® Credit Card

1-2-3 REWARDS Visa Credit Card
Intro APR:
0%
Intro APR Period:
9 months*
APR on Purchases:
13.99% - 23.99%* (V)
Annual Fee:
$0*

The 1-2-3 Rewards Visa features a grocery reward program. Free groceries can be earned by using the card anywhere that Visa is accepted.... Read More

4.0 / 5.0 (139 votes)
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Discover it® for Students Credit Card

Discover it for Students Credit Card
Intro APR:
See Terms
Intro APR Period:
See terms*
APR on Purchases:
12.99% - 18.99%* (V)
Annual Fee:
$0*

The Discover It for Students card is designed to make it easy for students to make purchases throughout the year. The application is online and is... Read More

4.9 / 5.0 (131 votes)
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US Bank FlexPerks Cash Rewards Visa®

US Bank FlexPerks Cash Rewards Visa
Intro APR:
0%
Intro APR Period:
15 months*
APR on Purchases:
11.99% - 17.99%* (V)
Annual Fee:
$0*

Using the FlexPerks Business Cash Rewards Visa by US Bank provides businesses with many great features. Any time a charge is made, cash rewards are... Read More

5.0 / 5.0 (123 votes)
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US Bank FlexPerks Business Travel Rewards Visa® Card - 17,500 Bonus FlexPoints

US Bank FlexPerks Business Travel Rewards Visa Card - 17,500 Bonus FlexPoints
Intro APR:
0%
Intro APR Period:
12 months*
APR on Purchases:
11.99% - 17.99%* (V)
Annual Fee:
$0*

Buying for a business is easier with the US Bank FlexPerks Business Travel Rewards Visa. This card provides complimentary travel and other benefits... Read More

4.5 / 5.0 (122 votes)
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US Bank FlexPerks® Travel Rewards Visa Signature® Card - 17,500 Bonus FlexPoints

US Bank FlexPerks Travel Rewards Visa Signature Card - 17,500 Bonus FlexPoints
Intro APR:
0%
Intro APR Period:
12 months*
APR on Purchases:
13.99% - 22.99%* (V)
Annual Fee:
$0*

Those who travel will benefit significantly from having the US Bank FlexPerks Travel Rewards Visa card. The card is accepted in millions of... Read More

4.5 / 5.0 (104 votes)
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USAA Cash Rewards™ American Express® Card

USAA Cash Rewards American Express Card
Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
as low as 9.90%* (V)
Annual Fee:
$0*

This credit card from USAA gives you access to a simple, straightforward 2.25% cash rebate on gas and groceries (and 1.25% rebate on everything... Read More

4.0 / 5.0 (105 votes)
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Barclaycard® Rewards MasterCard® (Excellent Credit)

Barclaycard Rewards MasterCard (Excellent Credit)
Intro APR:
0%
Intro APR Period:
12 months*
APR on Purchases:
14.99% - 24.99%* (V)
Annual Fee:
$0*

With excellent credit, you will enjoy better credit benefits and lower interest rates which can save you money over the lifetime of your account.... Read More

5.0 / 5.0 (106 votes)
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Harley-Davidson® Visa® Credit Card

Harley-Davidson Visa Credit Card
Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
13.99% - 22.99%* (V)
Annual Fee:
$0*

For anyone who likes Harley Davidson and wants to save money, the Harley Davidson Visa Credit Card provides many benefits. One of the primary... Read More

4.5 / 5.0 (102 votes)
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NFL Extra Points Credit Card

NFL Extra Points Credit Card
Intro APR:
0%
Intro APR Period:
12 months*
APR on Purchases:
13.74% to 22.74%* (V)
Annual Fee:
$0*

Football fans will enjoy the NFL Extra Points Credit Card because it is full of unique features. Every dollar charged to the card earns reward... Read More

4.0 / 5.0 (103 votes)
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USAA Rewards™ American Express® Card

USAA Rewards American Express Card
Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
as low as 9.90%* (V)
Annual Fee:
$0*

The USAA Rewards American Express credit card is a simple, but competitive financial product available to military personnel and their family. It... Read More

4.0 / 5.0 (96 votes)
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