Prepaid Debit Cards
Prepaid debit cards are an easy way to make card-based purchases without concern of fees. They are also helpful for people who work in cash businesses and need an account for purchases. Now being used as popular gifts, they are a replacement on occasions when you might traditionally have given cash.
Featured Credit Card !
American Express® Prepaid Card
| Annual fee Customer service fee Monthly fee | None None None | Overdraft fee Transaction fee | None None |
READYdebit® Visa® Prepaid Card
| ACH debit ATM Withdrawal ATM Withdrawal Decline Automated Phone Account Access Bank ACH Transfer Bank Teller Cash Advance Currency Conversion Direct Deposit Expedited Card Delivery Live Customer Service (per month) Monthly Fee | $2.25 $2.25 FREE FREE FREE $5.00 2% FREE $50.00 1 Free $9.95* | Negative Balance Fee Online Account Access PIN Transaction POS Transaction Decline Paper Statement Replacement Card Retail Cash Load Secondary Card (Max 1 card) Signature Transaction U.S. ATM Balance Inquiry | N/A FREE FREE FREE $2.00 $10.00 FREE $10.00 FREE FREE |
READYdebit® Platinum Visa® Prepaid Card
| ACH debit ATM Withdrawal ATM Withdrawal Decline Automated Phone Account Access Bank ACH Transfer Bank Teller Cash Advance Currency Conversion Direct Deposit Expedited Card Delivery Live Customer Service Monthly Fee | FREE $2.00 FREE FREE FREE $5.00 2% FREE $50.00 FREE $14.95* | Negative Balance Fee Online Account Access PIN Transaction POS Transaction Decline Paper Statement Replacement Card Retail Cash Load Secondary Card Signature Transaction U.S. ATM Balance Inquiry | N/A FREE FREE FREE $2.00 $10.00 FREE FREE FREE FREE |
PASS Card from American Express℠
| American Express provides one free ATM withdrawal per calendar month. $2.00/withdrawal thereafter Assessed against the PASS Card balance. | There are no other fees! |
Green Dot® Prepaid MasterCard®
| ATM Balance Inquiry ATM transaction fee ATM transaction for Student Cards Balance Inquiry fee Card Liquidation Fee Card Research fee (per hour) Cash Advance Fee | $0.50 $2.50 $0.99 $1.00 $10.00 $25.00 $4.00 | Declined Withdrawal Fee International ATM Fee Live operator Lost or Stolen Card Replacement Fee Special Requests fee (per hour) Transaction History | $0.50 $3.00 $1.00 $10.00 $25.00 $1.00 |
Ally Checking Debit MasterCard®
| Account Research (per hour) Ally standard checks Check images online Expedited Delivery Incoming Collections Incoming Wires (domestic & intl) Monthly Maintenance Official/Cashier's Checks | $25.00 $0.00 $0.00 $15.00 $0.00 $0.00 $0.00 $0.00 | Outgoing Collections Outgoing Wires (domestic & intl) Overdraft Item Paid Overdraft Item Returned Returned Deposit Item Statement copies online Stop Payment Item | $0.00 $20.00 $9.00 $9.00 $7.50 $0.00 $15.00 |
AccountNow® Gold Visa® Prepaid Card
| ATM decline fee Account closing fee (balance check) Automated phone system (IVR) Bank Teller Cash Advance Bill Pay Stop Payment Calls to Customer Service Card replacement (direct deposit) Card replacement Expedited Bill Pay (Check) Expedited Bill Pay (Electronic) | $0.40 $15.95 FREE $4.95 $20.00 FREE Free* $10.00 $9.95 $9.95 | Express delivery charge: $40.00 Intl. ATM to withdraw money Load by Cash Load by Direct Deposit Monthly Fee ($3000+ monthly load) Monthly Statement (Paper) Monthly fee Signature card purchase Using ATM to obtain balance Using a U.S. ATM to withdraw money | $4.95. FREE FREE FREE $2.95 $9.95 FREE $1.00 $2.50 |
iBankUP Prepaid Visa Card
| Account closure fee Activation fee Annual fee Automated phone inquiry (per call) Balance inquiry fee Companion card (balance over $1000) Companion card (per month) DDA load fee Decline fee on ATM withdrawal | None None None $0.99 $0.99 FREE $1.99 None $2.00 | Decline fee on POS Express delivery (surcharge) Inactivity fee Monthly fee (balance $25-$500) Monthly fee (balance over $500) Negative balance fee Online customer support Purchase transaction fee Standard delivery | None $14.95 None $2.99 $0.99 None FREE None $9.95 |
PEX Visa® Prepaid Card For Business
| ACH Deposit ACH Withdrawal Account Maintenance Card Fulfillment Card Overdraft Card Replacement Currency Conversion / Event | Free $5.00 Free Free Free $5.00 Free | Express Card / Request Late Payment Live Agent Monthly Fee Per Card Per Transaction Return ACH | $35.00 $25.00 Free $7.50 Free $25.00 |
Green Dot Gold Prepaid Visa® / MasterCard®
| ATM Balance Inquiry ATM Declined Withdrawal ATM Withdrawal at in-network Expedited Card Delivery (FedEx) Lost/Stolen Card Replacement | $0.50 $0.50 FREE $19.95 $6.00 | Other ATM withdrawals Other Teller cash advance Reload at Retail Location Second Card Teller Cash Advance at in-network | $2.50 $2.50 $4.95 $4.95 FREE |
Camo Prepaid Teens MasterCard®
| ATM Balance Inquiry – Domestic ATM Balance Inquiry – Intl. ATM Decline – Domestic ATM Decline – Intl. ATM Insufficient Funds – Domestic ATM Insufficient Funds – Intl. ATM Withdrawal – Domestic ATM Withdrawal – Intl. Activation Fee | $0.50 $1.00 $0.50 $0.50 $0.50 $0.50 $1.50 $2.50 FREE | Card Replacement Monthly Allowance Load (ACH) Monthly Service Fee Overdraft Fee PIN Based Purchase Fee Prepaid Card One-Time Load (ACH) Prepaid Card One-Time Load (Credit Card) Replacement Card Express Service Signature Purchase Fee | $7.95 $1.50 $3.95 FREE FREE $1.75 $2.95 $25.00 FREE |













