Vision Silver Prepaid MasterCard
Apply now | Details
- Perfect Card for Government/Benefits Checks Recipients
- $0 Activation with Rebate*
- 100% Guaranteed Approval*/No Credit Check
- Free Direct Deposit of Your Pay or Government Check
- Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted
- No Overdraft Fees or Minimum Balances
- Online Checking - Electronic or Paper Checks

(4.5 out of 5.0)

Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
N/A*
Annual Fee:
$0*
Issuer:
Meta Bank
Card Network:
MasterCard®
Card Category:
Consumer (Stored Value)
Card Type:
Card for Bad Credit
Guaranteed Approval
Prepaid Debit Card
Credit Needed:
Bad Credit OK*
Grace Period:
N/A*
Max Credit Line:
$1,000
Late Payment Fee:
N/A*

Balance Transfers

Balance Transfer:
No

Other Fees

Opening Minimum:
$10.00
Application Fee:
$9.95
Additional Fees
Total First Year Fees: $57.35

ATM Balance Inquiry Decline Fee (Dom.) - $0.95
ATM Balance Inquiry Decline Fee (Int'l) - $1.95
ATM Balance Inquiry Fee (Domestic) - $0.95
ATM Balance Inquiry Fee (Int'l) - $1.95
ATM Decline Fee (Domestic) - $0.95
ATM Decline Fee (Int'l) - $1.95
ATM Withdrawal Fee (Domestic) - $1.95
ATM Withdrawal Fee (Int'l) - $4.95
Bill Pay Fee (Check Cancellation) - $9.95
Bill Pay Fee (Electronic) - $0.95
Bill Pay Fee (Paper Check) - $0.95
Cancellation Fee - $14.95
Cash Advance Fee (Domestic) - $4.95
Cash Advance Fee (Int'l) - $4.95
Convenience Fee (Direct Deposit) - FREE
Convenience Fee (Retail) - $0.95
Convenience Fee (Wire Transfer) - FREE
Convenience Fee for Bank Transfer - $0.95
Express Shipping Fee - $19.95
IVR Access - FREE
Inactivity/Dormant Fee - $3.95
Live Agent Service Fee (per call) - $1.95
PIN Transaction Decline Fee (Domestic) - $0.95
PIN Transaction Decline Fee (Int'l) - $0.95
PIN Transaction Fee (Domestic) - $0.95
PIN Transaction Fee (Int'l) - $0.95
Paper Statement Fee (Mail) - $2.95
Replacement Card Fee - $4.95
Secondary Card fee - $4.95
Signature Transaction Decline Fee (Dom.) - $0.95
Signature Transaction Decline Fee (Int'l) - $0.95
Signature Transaction Fee (Domestic) - FREE
Signature Transaction Fee (Int'l) - FREE

Review by

The Vision Silver Master Card Credit card is a prepaid card specially intended for consumers who have an interest in prepaid cards. Either it's to receive payment from employers or just a plastic card with which to purchase items, this card coming on the Master Card network ensures card members don't find it difficult finding the best deals on a preferred item.

Card members have various through which to load funds unto this card. These include direct deposit, bank transfer, wire transfer and cash deposit at retail outlets.

Card members can keep track of their accounts through the online interface and Free SMS/Email alerts sent from time to time.

An applicant's credit rating is usually not taken into consideration during the application process. Once identity is verified, approval is 100% guaranteed.

Features

Most attractive:
- Free direct deposit
- Free funds withdraw from ATMs
- Low monthly fee.
Least attractive:
- $25 shortage fee

Benefits

Rewards:
There is no reward program for this card.
Other Benefits:
- Internet related account services
- Free Online statements
- Free Transaction fee
- Free Automated customer service
- Free E-mail and text message alerts
Online Access:
Yes!
100% Guarantee Approval:
Yes!

The information provided for Vision Silver Prepaid MasterCard is believed to be accurate at the time of evaluation (Sep 19, 2012). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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