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USAA Rewards World MasterCard Credit Card

USAA Rewards™ World MasterCard

- Variable rates as low as 9.9% APR on purchases, balance transfers and cash advances.
- Get 2,500 rewards bonus points credited to your account after your first purchase.
- Earn one point for every dollar in credit card purchases with no cap or expiration date on points.
- Earn points toward air travel with no blackout dates, brand-name merchandise, gift certificates, cash or charitable donations.
- Redeem your rewards points anytime on USAA website or from your mobile phone - with no redemption fee.
- No annual fee.

4.5 / 5.0 (95 votes)

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Information - Rates - Fees

Intro APR:

N/A*

Intro Period:

N/A*

APR:

as low as 9.90%*

APR Type:

variable

Annual Fee:

$0*

Issuer:

USAA Bank

Card Network:

MasterCard®

Card Category:

Consumer (Premium)

Card Type:

Instant Decision Card
Low Interest Credit Card
Reward Card

Credit Needed:

Good*

Grace Period:

25 days*

Late Payment Fee:

$35.00*

Over Limit Fee:

$0.00

Balance Transfers

Balance Transfer:

Yes

Transfer Fee (%):

3.00%

Maximum Fee:

$200.00

Cash Advances

APR on Cash Advances (%):

25.90%

Cash Advance Fee (%):

3.00%

Maximum Fee:

$200.00

Other Fees

Additional Fees

- Foreign Transaction fee: 1% of each transaction in U.S. dollars
- Returned Payment fee: $35.00

Review by CreditCardsBay™

This new credit card product brings together the renowned customer service of USAA and one of the most popular credit card issuers in the world: MasterCard. Together, they bring you a convenient and simple yet powerful rewards credit card. You'll be able to earn points with every purchase, as well as a 2,500 rewards point bonus with your first qualifying purchase, all of which you can then redeem towards cash rebates, merchandise, and more.

On top of a great rewards program, you will also appreciate low interest rates and attractive fees. In fact, this card has no annual fee and no minimum finance charges. Also, you can take advantage of a 3-week interest-free grace period and low processing fees on balance transfers, cash advances, and foreign currency exchanges.

Features

Most attractive:

- No annual fee
- Bonus rewards
- Low APR for purchases

Least attractive:

- No intro rates

Rewards & Benefits

Reward Types:

Airline Reward Cards
Other Rewards Cards
Travel Reward Cards
Universal Reward Cards

Reward Unit:

Point

Rewards:

- 2,500 rewards bonus points after your first purchase.
- 1 point for every dollar in credit card purchases with no cap or expiration date on points.
- Earn points toward air travel with no blackout dates, brand-name merchandise, gift certificates, cash or charitable donations.

Expiration:

None

Yearly Limit:

None

Other Benefits:

- Auto Rental Insurance
- Worldwide Automatic Travel Accident Insurance
- Extended Warranty Protection for purchases
- Purchase Assurance Coverage
- See card Terms and Condition for additional travel and retail benefits

Online Access:

Yes!

The information provided for USAA Rewards World MasterCard is believed to be accurate at the time of evaluation (Jan 25, 2013). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.