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USAA Rewards Visa Credit Card

USAA Rewards Visa® Platinum Credit Card

- Enjoy variable rates as low as 9.9% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the Prime Rate.
- No annual fee.
- Earn 2,500 Bonus Points after your first purchase and one point for every dollar in purchases with no limit to the amount you can earn.
- Redeem your USAA Rewards points towards cash, gift cards, name brand merchandise and travel with no blackout date.
- Redeem your points anytime on USAA site or from your mobile device - with no redemption fee.
- No minimum Finance charge.

(4.5 out of 5.0)

Information - Rates - Fees

Intro APR:

N/A*

Intro Period:

N/A*

APR:

as low as 9.90%*

APR Type:

variable

Annual Fee:

$0*

Issuer:

USAA Bank

Card Network:

VISA®

Card Category:

Consumer (Premium)

Card Type:

Instant Decision Card
Low Interest Credit Card
Reward Card

Credit Needed:

Good*

Grace Period:

25 days*

Min Finance Charge:

$0.00

Late Payment Fee:

$35.00*

Over Limit Fee:

$0.00

Balance Transfers

Balance Transfer:

Yes

Transfer Fee (%):

3.00%

Maximum Fee:

$200.00

Cash Advances

APR on Cash Advances (%):

25.90%

Cash Advance Fee (%):

3.00%

Maximum Fee:

$200.00

Other Fees

Additional Fees

Foreign Transaction Fee: 1% of each transaction in U.S. dollars.

Review by CreditCardsBay™

The USAA Reward Visa is available to US residents who have served or are currently serving in the military. The online application takes minutes to complete and a response can be provided quickly. Once approved for the card, the benefits begin immediately. For every dollar purchased on the card, one point is earned.

No limits are in place to the points that can be earned throughout the year. The points can be used towards various rewards. Such rewards include merchandise, gift cards, cash as well as travel with no blackout dates. Additional travel features include collision damage waiver insurance for rental cars and accident travel insurance. Managing the account is simplified with online account management and bill pay as well.

Features

Most attractive:

- No annual fee
- Low APR for purchases
- Bonus rewards

Least attractive:

- No intro APR offer

Rewards & Benefits

Reward Types:

Other Rewards Cards
World Points Reward Cards

Reward Unit:

Point

Rewards:

- 2,500 Bonus Points after your first purchase
- 1 point for every dollar in purchases
- Redeem your USAA Rewards points towards cash, gift cards, name brand merchandise and travel with no blackout date.

Expiration:

None*

Yearly Limit:

None

Other Benefits:

- Free Travel and Retail Benefits
- Visa® Auto Rental Collision Damage Waiver Insurance
- Worldwide Automatic Travel Accident Insurance
- Warranty Manager Service
*See Terms and Condition for more benefits

Online Access:

Yes!

The information provided for USAA Rewards Visa Platinum Credit Card is believed to be accurate at the time of evaluation (Jan 25, 2013). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.