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US Bank Visa Platinum Credit Card

US Bank Visa® Platinum Card

- 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99% - 23.99%
- No annual fee*
- Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum
- $0 fraud liability* for unauthorized transactions if your card is ever lost or stolen
- Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud
Online account management and account alerts

(4.0 out of 5.0)

Information - Rates - Fees

Intro APR:

0%*

Applied Towards:

Purchases
Balance Transfer

Intro Period:

15 months*

APR:

9.99% - 23.99%*

APR Type:

variable

Annual Fee:

$0*

Issuer:

US Bank

Card Network:

VISA®

Card Category:

Consumer (Premium)

Card Type:

Instant Decision Card
Low Interest Credit Card

Credit Needed:

Good*

Grace Period:

24 - 30 days*

Min Finance Charge:

$2.00

Late Payment Fee:

$35.00*

Over Limit Fee:

$35.00

Balance Transfers

Balance Transfer:

Yes

Transfer Fee (%):

3.00%

Minimum Fee:

$5.00

Cash Advances

APR on Cash Advances (%):

23.99%

Cash Advance Fee (%):

4.00%

Minimum Fee:

$10.00

Other Fees

Additional Fees

- Convenience Check fee: 3% of each check amount, $5 minimum.
- Cash Equivalent fee: 4% of each cash amount, $20 minimum.
- Foreign Transaction fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency.

Review by CreditCardsBay™

Lots of features are contained within the US Bank Visa Platinum Card. An application is available online and the credit decision can be given within a few minutes. Cardholders will benefit from a large credit line and no annual fee. There is fraud protection. The card is monitored constantly and cardholders will be notified of any unusual activity.

Auto rental insurance is provided as a benefit of the card. Cardholders will be able to reject the collision damage waiver with rental companies to save money. An Experian credit score can be obtained at any time at no cost. Cardholders can also enjoy online account management and the ability to pay bills online. Customer service representatives also work 24/7 to answer questions.

Features

Most attractive:

- Long term intro rate
- No annual fee
- Platinum benefits

Least attractive:

- No rewards program

Rewards & Benefits

Other Benefits:

- Free Online Account Access
- Pay Your Bills Online
- Auto Rental Insurance
- Fraud Protection

Online Access:

Yes!

The information provided for US Bank Visa Platinum Card is believed to be accurate at the time of evaluation (Mar 1, 2013). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.