- Get 17,500 bonus FlexPoints after the first $2,500 in net purchases in the first 150 days
- Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or redemption fees
- Earn one FlexPoint for every $1 of eligible net purchases charged to your card
- Earn two FlexPoints for every $1 spent on gas, grocery or airline purchases - whichever you spend most on each monthly billing cycle - and on most cell phone expenses
- Earn Triple FlexPoints for your charitable donations
- Earn 5,000 FlexPoints when you refer a friend who acquires and uses the card
- $0 Annual Fee* the first year, after that $49*
- Earn 3,500 bonus FlexPoints each year when you spend $24,000 in Net Purchases. You can redeem these FlexPoints for your annual fee or combine them with other FlexPoints for travel or many other rewards
- Receive an airline allowance of up to $25 with every award travel ticket to use toward baggage fees, in-flight food or drinks and more

(4.5 out of 5.0)

Information - Rates - Fees

Intro APR:
0%*
Applied Towards:
Purchases
Balance Transfer
Intro Period:
12 months*
APR:
13.99% - 22.99%*
APR Type:
variable
Annual Fee:
$0*
Issuer:
Card Network:
Card Category:
Consumer (Premium)
Card Type:
Co-Branded Credit Card
Instant Decision Card
Low Interest Credit Card
Reward Card
Credit Needed:
Good*
Grace Period:
24 - 30 days*
Min Finance Charge:
$2.00
Late Payment Fee:
$35.00*
Over Limit Fee:
$35.00

Balance Transfers

Balance Transfer:
Yes
Transfer Fee (%):
3.00%
Minimum Fee:
$5.00

Cash Advances

APR on Cash Advances (%):
23.99%
Cash Advance Fee (%):
4.00%
Minimum Fee:
$10.00

Other Fees

Additional Fees
- Convenience Check fee: 3% of each check amount, $5 minimum
- Cash Equivalent fee: 4% of each cash amount, $20 minimum
- Foreign Transaction fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency.

Review by

Those who travel will benefit significantly from having the US Bank FlexPerks Travel Rewards Visa card. The card is accepted in millions of locations globally, making it easier to earn rewards. The rewards will be earned for every dollar spent. 1 Flexpoint per dollar at all locations will be earned, however double and triple point opportunities exist with the card as well.

The Flexpoints can be saved and used once the desired level is reached. Award travel is available with low levels of rewards for air travel, hotel stays, rental cars and more. Online account management is also provided on the account. This makes it possible to budget more effectively. Customer service is also available 24/7 to answer any account questions.

Features

Most attractive:
- Long term intro rates
- No annual fee 1st year
- Premium rewards
- Additional benefits
- Bonus points
Least attractive:
- Annual fee after first year

Rewards & Benefits

Reward Types:
Airline Reward Cards
Gas Reward Cards
Other Rewards Cards
Travel Reward Cards
Universal Reward Cards
Reward Unit:
Point
Rewards:
- 15,000 Bonus FlexPoints*
- 1 FlexPoint for every $1 spent in net purchases
- 2 FlexPoints on gas, groceries and airline travel
- 2 Flexpoints on most cells phone purchases and Internet charges
- 3 FlexPoints for charitable donations
Expiration:
None*
Yearly Limit:
None
Other Benefits:
- Free car rental day
- 25% discount on car rental
- Emerald Club Membership at National Car Rental
*See other benefits on card terms and condition page
Online Access:
Yes!

The information provided for US Bank FlexPerks Travel Rewards Visa Signature Card - 17,500 Bonus FlexPoints is believed to be accurate at the time of evaluation (Mar 26, 2013). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.