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US Bank FlexPerks Cash Rewards Visa Credit Card

US Bank FlexPerks Cash Rewards Visa®

- 0% Intro APR* for 15 billing cycles on purchases and balance transfers
- Earn 3% cash rewards on cellular, gas and purchases made at office supply stores and 1% on all other purchases
- 25% annual bonus of your prior year's cash rewards up to $250
- No cap on the cash rewards you can earn and they never expire
- $0* annual fee if you make one purchase per year, otherwise $25*

(5.0 out of 5.0)

Information - Rates - Fees

Intro APR:

0%*

Applied Towards:

Purchases

Intro Period:

15 months*

APR:

11.99% - 17.99%*

APR Type:

variable

Annual Fee:

$0*

Issuer:

US Bank

Card Network:

VISA®

Card Category:

Business (Premium)

Card Type:

Instant Decision Card
Low Interest Credit Card
Reward Card

Credit Needed:

Good*

Grace Period:

24 - 30 days*

Late Payment Fee:

$29.00*

Over Limit Fee:

$39.00

Balance Transfers

Balance Transfer:

Yes

Transfer Fee (%):

3.00%

Minimum Fee:

$5.00

Cash Advances

APR on Cash Advances (%):

20.99%

Cash Advance Fee (%):

4.00%

Minimum Fee:

$10.00

Other Fees

Additional Fees

- Foreign Transaction: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
- Returned Payment Fee: $35.00

Comments

Annual Membership Fee: $0 the first year and every year that you charge at least one purchase to the account, otherwise $25

Review by CreditCardsBay™

Using the FlexPerks Business Cash Rewards Visa by US Bank provides businesses with many great features. Any time a charge is made, cash rewards are earned. There are no maximum levels for rewards. The rewards will also never expire. A cardholder can choose when to log in and request a cash reward.

The minimum level to get a reward is $25. A person can choose the reward in the form of a prepaid card, a statement credit or a deposit to a bank account, as long as it is based in the US. The card is very affordable and features various convenient tools. This includes multiple ways to contact customer service, online account tools and $0 fraud liability protection.

Features

Most attractive:

- No annual fee
- Free cash rewards
- 25% annual bonus

Least attractive:

- Annual fee if no purchases made within 1 year period

Rewards & Benefits

Reward Types:

Cash Back Reward Cards
Gas Reward Cards
Other Rewards Cards
Universal Reward Cards

Reward Unit:

Cash

Rewards:

- 3% cash rewards on cellular, gas and purchases made at office supply stores
- 1% on all other purchases
- 25% annual bonus of your prior year's cash rewards up to $250

Expiration:

None*

Yearly Limit:

None*

Other Benefits:

*See Terms and Conditions of the Card

Online Access:

Yes!

The information provided for US Bank FlexPerks Cash Rewards Visa is believed to be accurate at the time of evaluation (Oct 1, 2012). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.