Upside Visa® Debt-Free Prepaid Card

Upside Visa Debt-Free Prepaid Card
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- Similar to a checking account with a Visa prepaid card
Save up to $220 compared with other cards, the first year alone
- 100% approval with no credit check and no activation fee
$0.99 monthly fee if $500 is loaded each month. (Only $4.95 otherwise)
- Free Direct Deposit from employers or deposit cash at 50,000 retailers
- Write personal checks online: easy to pay rent or other bills
- Earn 1,500 cash back reward points for you first direct deposit load
- Optional companion card available, as if you had a joint checking

(4.5 out of 5.0)

Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
0*
Annual Fee:
N/A*
Issuer:
Meta Bank
Card Network:
VISA®
Card Category:
Consumer (Stored Value)
Card Type:
Card for Bad Credit
Guaranteed Approval
Prepaid Debit Card
Tax Refund Card
Reward Card
Credit Needed:
Bad Credit OK*
Grace Period:
N/A*
Late Payment Fee:
N/A*

Balance Transfers

Balance Transfer:
No

Other Fees

Opening Minimum:
$10.00
Application Fee:
$0.00
ATM Fee:
$1.50
Opening Minimum:
$10.00
Additional Fees
Purchase fee (Plan A): $4.95
Yearly fee (Plan A): None
Monthly maintenance fee (Plan A): $0.99
Purchase fee (Plan B): None
Yearly fee (Plan B): $24.95
Monthly maintenance fee (Plan B): None
Foreign currency conversion fee(in addition to Visa commission): 2%

Account closure fee - $8.95
Balance inquiry fee - $0.99
Card replacement fee - $6.95
Decline ATM withdrawal - $2.00
Decline fee on payment - $2.00
Decline fee on reloads from ACH - $10.00
Express card delivery - $14.95
Overdraft fee - $3.00
PIN Change(first ever is free) - $0.99
Reimbursing check fee - $12.00
Withdrawal (in addition to ATM fee) - $1.49

Comments

No activation fee. $0 monthly fee if $400 or more is loaded each month. Only $1.99 otherwise.

Review

With the Upside Visa Debt-free Prepaid Card cardholders can worry less about going into debt and more about spending their money wisely. This prepaid card is not a debit card or a credit card, cardholders cannot go into debt using this card. Rather, cardholders can control the amount of money that is placed on the card, how often they upload money, and the money they spend. Parents who are seeking a way to teach their teenagers how to spend money wisely and use plastic money will appreciate this prepaid card.

Plus, cardholders can save up to $220 because Upside provides the lowest card plans available for prepaid cards in addition to free to low cost upload fees unlike most other prepaid cards available on the market.

Features

Most attractive:
- No activation fee
- No annual fee
- Cash Back Rewards
- Free direct deposit from your employer
- The power of a bank account
Least attractive:
- Higher monthly fee if loaded less then $50 each months

Benefits

Rewards:
- Earn 1,500 cash back reward points for you first direct deposit load.
Other Benefits:
* See Terms & Conditions of the card
Online Access:
Yes!
100% Guarantee Approval:
Yes!

The information provided for Upside Visa Debt-Free Prepaid Card is believed to be accurate at the time of evaluation (May 3, 2012). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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