United MileagePlus® Explorer Visa® Card

- Earn up to 40,000 bonus miles & first year free, a $95 value*
- First checked bag is free for you and a companion when you fly United flights, up to a $50 value
- Board your flight before general boarding with priority boarding privileges
- Visit the United Club with two complimentary day passes every year, up to a $100 value
- Earn 2 miles for each $1 spent on airline tickets purchased from United and 1 mile per $1 for everything else
- Your miles don't expire and there is no limit to the number of miles you can earn

(4.5 out of 5.0)

Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
15.24%*
APR Type:
variable
Annual Fee:
$0.00*
Issuer:
Card Network:
Card Category:
Consumer (Premium)
Card Type:
Co-Branded Credit Card
Low Interest Credit Card
Reward Card
Credit Needed:
Excellent*
Grace Period:
21 days*
Min Finance Charge:
$1.50
Late Payment Fee:
$35.00*
Over Limit Fee:
$35.00

Balance Transfers

Balance Transfer:
Yes!
Transfer Fee (%):
3.00%
Minimum Fee:
$5.00

Cash Advances

APR on Cash Advances (%):
19.24%
Cash Advance Fee (%):
5.00%
Minimum Fee:
$10.00

Comments

See website for complete terms and conditions of card usage and application disclosure.

Review

If the Select Visa is not your card, try getting registered for the United Mileage Explorer Plus Visa Card and you will encounter more benefits. The card has an annual fee and offers a wide range of benefits like bonus points, upgrades of travel one way, a discount on your ticket, and redemption of points for various specified purposes.

The card charges no extra fees except for late payments and cheques, penalties on foreign transactions, and an annual fee which is nothing compared to the benefits and bonus points added to your account on your enrollment anniversary. You can redeem the points from this card for car rentals, hotel stays, groceries, shopping at retail outlets, roundtrip flight tickets, etc.

Features

Most attractive:
- Bonus miles
- No pre-set spending limit
- Additional miles at participating restaurants
- Additional benefits and services
- First year fee free
Least attractive:
- No Intro period
- Annual fee

Rewards & Benefits

Reward Types:
Airline Reward Cards
Travel Reward Cards
Universal Reward Cards
Reward Unit:
Miles
Reward Unit Value:
0.01
Reward per every $1 spent:
1.00
Rewards:
- 40,000 bonus miles (25k after first use, 5k after auth user and first use, 10k after $25k in spend)
- 2 miles for $1 spent on tickets purchased from United and Continental
- 1 mile per $1 everywhere else
- Your miles don't expire and there is no limit to the number of miles you can earn
Expiration:
None
Yearly Limit:
None
Other Benefits:
- No Pre-Set Spending Limit*
- Zero Liability on Unauthorized Purchases
- Online Account Management
- Year-End Summary Statement (upon request)
- Emergency Cash and Card Replacement
- Lost/Stolen Card Reporting
- Travel Accident Insurance
- Auto Rental Collision Damage Waiver
- Warranty Manager Service
- Baggage Delay
- Purchase Security

Certain restrictions, limitations, and exclusions apply. If an account is opened, please refer to the Guide to Benefits for details.
Online Access:
Yes!

The information provided for United MileagePlus Explorer Visa Card is believed to be accurate at the time of evaluation (May 1, 2012). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.