Home
Credit Cards
Starwood Preferred Guest Business Credit Card

Starwood Preferred Guest® Business Card from American Express OPEN

- Earn up to 25,000 Starpoints® – Receive 10,000 Starpoints after your first purchase, and another 15,000 bonus Starpoints when you spend $5,000 in 6 months – enough for up to 6 free nights at a Category 1 or 2 hotel.
- Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 countries, and for flights on more than 350 airlines through SPG Flights. No blackout dates.
- $0 introductory annual fee for the first year, then $65

(4.0 out of 5.0)

Information - Rates - Fees

Intro APR:

N/A*

Applied Towards:

Purchases
Balance Transfer

Intro Period:

N/A*

APR:

15.24% - 19.24%*

APR Type:

variable

Annual Fee:

$65.00*

Issuer:

American Express

Card Network:

American Express®

Card Category:

Business (Regular)

Card Type:

Affinity Card
Co-Branded Credit Card
Reward Card

Credit Needed:

Good*

Grace Period:

20 days*

Min Finance Charge:

$0.50

Late Payment Fee:

$38.00*

Over Limit Fee:

$35.00

Balance Transfers

Balance Transfer:

Cash Advances

APR on Cash Advances (%):

19.99%

Cash Advance Fee (%):

3.00%

Minimum Fee:

$5.00

Review

Starwood Preferred Guest Business credit card is designed for business owners who'd like to consolidate travel related expenses into a single card account. Businesses who plan to take advantage will receive points and discounts as they purchase.

A mid term intro period applies towards purchases, and balance transfers. There is no balance transfer fee.

First time members earn 10,000 bonus points on a first purchase. Card members earn a point per dollar spent on eligible purchases. Starwoord purchases at participating hotels and resorts earn double points. Points earned are used to redeem a free night at any of over 890 Starwood hotels worldwide. Members receive automatic membership into the OPEN Savings program for discounted purchasing.

Online account management, and various other internet related services help business monitor expenses with little stress.

An annual fee is waived for the first year.

Features

Most attractive:

- Bonus points
- Additional bonus points for staying at Starwood hotels and resorts
- No annual fee for the first year

Least attractive:

- Points expire if the account is not active within a one-year period

Rewards & Benefits

Reward Types:

Hotel Reward Cards
Travel Reward Cards

Reward Unit:

Point

Reward per every $1 spent:

1.00

Rewards:

- 25,000 Bonus Starpoints® – Receive 10,000 Starpoints after your first purchase, and another 15,000 bonus Starpoints when you spend $5,000 in 6 months – enough for up to 6 free nights at a Category 1 or 2 hotel.
- 1 Starpoint for virtually every dollar you spend on the Card
- 2 Starpoints at participating Starwood hotels and resorts
- Redeem Starpoints at over 1,000 hotels and resorts in nearly 100 and for flights on more than 350 airlines, all with no blackout dates.
- Stay 2 nights and get the 3rd night free at participating Sheraton hotels and resorts worldwide.

Expiration:

1 Year

Yearly Limit:

None

Other Benefits:

- Cardholder is upgraded to Gold Preferred status when spending is $30,000 in a calendar year
- Internet account related services
- Access to the OPEN Savings Network
- Discounts on products and services at participating merchants and retailers
- Emergency card and card replacement
- Travel and emergency assistance services
- No liability for unauthorized Internet transactions

See website for additional benefits**

Online Access:

Yes!

The information provided for Starwood Preferred Guest Business Card from American Express OPEN is believed to be accurate at the time of evaluation (Jan 12, 2012). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.