READYdebit Visa Prepaid Card
Apply now | Details
- Instant Account Number - No Credit Check
- Free Direct Deposit - paycheck, benefits, tax refunds
- Easy Online Bill Payment & Mobile Account Access
- No Purchase Transaction Fees
- No Overdraft Fees or Balance Minimums
- Withdraw cash at ATMs or get cash back with purchases
Free Credit ScoreTracker
- Choose Your Card Color - Blue or Pink
4.5 / 5.0 (116 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
N/A*
Annual Fee:
N/A*
Issuer:
The Bancorp Inc.
Card Network:
VISA®
Card Category:
Consumer (Stored Value)
Card Type:
Card for Bad Credit
Guaranteed Approval
Prepaid Debit Card
Tax Refund Card
Credit Needed:
Bad Credit OK*
Grace Period:
N/A*
Late Payment Fee:
N/A*

Balance Transfers

Balance Transfer:
No

Other Fees

Opening Minimum:
$10.00
Application Fee:
$9.95
ATM Fee:
$2.25
Additional Fees
  ACH debit - $2.25
ATM Withdrawal - $2.25
ATM Withdrawal Decline - FREE
Automated Phone Account Access - FREE
Bank ACH Transfer - FREE
Bank Teller Cash Advance - $5.00
Currency Conversion - 2%
Direct Deposit - FREE
Expedited Card Delivery - $50.00
Live Customer Service (per month) - 1 Free
Monthly Fee - $9.95*
Negative Balance Fee - N/A
Online Account Access - FREE
PIN Transaction - FREE
POS Transaction Decline - FREE
Paper Statement - $2.00
Replacement Card - $10.00
Retail Cash Load - FREE
Secondary Card (Max 1 card) - $10.00
Signature Transaction - FREE
U.S. ATM Balance Inquiry - FREE

Review by

This debit card is issued by Bankcorp Bank. Interested and qualified individuals have an opportunity to take advantage of a debit card offering numerous benefits. One unique benefit is which can never be matched by a credit card is enabling card members stay clear from accumulated credit debt. This benefit is especially useful to those members who want to spend just how much they earn or some others who can't secure a favored credit card deal due to bad or limited credit.

Successful applicants will incur a one time card issuance fee which is deducted on the first direct deposit made. There is no monthly APR or annual charges.

Card members are allowed to conduct direct deposits using three methods. First is Paypal, then Visa ReadyLink and Green Dot MoneyPaks.

Features

Most attractive:
- Visa benefits
- Low fee card
- Guaranteed approval
Least attractive:
- Monthly fee

Benefits

Other Benefits:
- Internet related services
- Visa's Zero Liability
- 24/7 customer service
*See Terms and Conditions of the card
Online Access:
Yes!
100% Guarantee Approval:
Yes!

The information provided for READYdebit Visa Prepaid Card is believed to be accurate at the time of evaluation (May 5, 2013). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.

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