READYdebit Control Prepaid Visa Card
Apply now | Details
- Instant Account Number - No Credit Check
- Free Direct Deposit - paycheck, benefits, tax refunds
- Easy Online Bill Payment & Mobile Account Access
- No Purchase Transaction Fees
- No Overdraft Fees or Balance Minimums
- Withdraw cash at ATMs or get cash back with purchases
Free Credit ScoreTracker
- Choose Your Card Color - Blue or Pink

(4.5 out of 5.0)

Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
N/A*
Annual Fee:
N/A*
Issuer:
The Bancorp Inc.
Card Network:
VISA®
Card Category:
Consumer (Stored Value)
Card Type:
Card for Bad Credit
Guaranteed Approval
Prepaid Debit Card
Tax Refund Card
Credit Needed:
Bad Credit OK*
Grace Period:
N/A*
Late Payment Fee:
N/A*

Balance Transfers

Balance Transfer:
No

Other Fees

Opening Minimum:
$10.00
Application Fee:
$9.95
ATM Fee:
$2.25
Additional Fees
Monthly Fee (svc chg-monthly): Free with at least $1500 in monthly Direct Deposit, otherwise $3.95

ACH debit - $2.25
ATM Withdrawal - $2.25
ATM Withdrawal Decline - $1.95
Automated Phone Account Access - FREE
Bank ACH Transfer - FREE
Bank Teller Cash Advance - $5.00
Currency Conversion - 2%
Direct Deposit - FREE
Expedited Card Delivery - $50.00
Live Customer Service (per Call) - $2.00
Monthly Fee - FREE*
Negative Balance Fee - N/A
Online Account Access - FREE
PIN Transaction - $0.95
POS Transaction Decline - $1.95
Paper Statement - $2.00
Replacement Card - $10.00
Retail Cash Load - FREE
Secondary Card - N/A
Signature Transaction - $0.95
U.S. ATM Balance Inquiry - $0.50

Review by

Banks often charge a huge amount of money for account management and people often cannot pay these obsessive fees. Hence, the READYdebit control credit card is for those people who do not want pay heavy fees to the bank but want a card to do the basic functions of a debit card. It is easy to pay bills with the card and also use for online shopping or withdrawals of money from a hoard of ATMs.

The card does not have a fee structure so it allows breathing space to the cardholder. You can also use the card to deposit the money from a number of different MoneyPaks or Visa READYlink outlets.

Features

Most attractive:
- Free Score Tracker
- Visa benefits
- Guaranteed approval
Least attractive:
- No secondary card available

Benefits

Other Benefits:
- Free Credit Score
- 24/7 customer service
- Internet related services
- Visa's Zero Liability
*See Terms and Conditions of the card
Online Access:
Yes!
100% Guarantee Approval:
Yes!

The information provided for READYdebit Control Prepaid Visa Card is believed to be accurate at the time of evaluation (May 5, 2013). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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