The Plum Card® from American Express OPEN

The Plum Card from American Express OPEN
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- The Everything, Everywhere Trade Terms Card (SM) from American Express OPEN
- Pay in full within ten days, get a 1.5% discount
- OR pay as little as 10% and take up to 2 months to pay off the balance, interest free
- $0 introductory annual fee for the first year, then $185
- A powerful cash flow management tool

(4.5 out of 5.0)

Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
N/A*
Annual Fee:
$0.00*
Issuer:
American Express
Card Network:
American Express®
Card Category:
Business (Premium)
Card Type:
Charge Credit Card
Co-Branded Credit Card
Credit Needed:
Excellent*
Grace Period:
None**
Late Payment Fee:
$39.00*

Balance Transfers

Balance Transfer:
No

Other Fees

Additional Fees
- First Additional Plum Card: No annual fee
- Additional Plum Cards: $45

Credit Card Review

The Plum Card from American Express OPEN is an attractive offer for businesses capable of soldering their monthly expenditure. Paying balance in full will help your business avoid debt while incurring almost no interest.

The Plum card charges a $185 annual fee but the first year fee is waived. For this fee you receive a bunch of features from internet benefits to insurance packages offering protection in various areas.

The American Express OPEN Savings is a discounts program for business owners who patronize selected services. Every transaction with participating retailers yields a savings of up to 25%.

Online cash management tools come for free to help you manage the financial aspects of business with more efficiency and less stress. Online bill payment permits direct and schedule payments to thousands of service providers.

Features

Most attractive:
- No fee first year
- Business savings and benefits
- No preset spending limit
Least attractive:
- Annual fee charged from second year
- No rewards program

Rewards & Benefits

Rewards:
- Save 3–25% on business expenses from FedEx, JetBlue®, Hertz®, Hyatt Hotels and Resorts® and more
Other Benefits:
- Roadside Assistance Anywhere
- Car Rental Loss and Damage Insurance Plan
- Baggage Insurance Plan
- Travel Accident Insurance
- Emergency Card Replacement
- Identity Theft Assistance
- Emergency Check Cashing
- Global Assist Hotline
Online Access:
Yes!

The information provided for The Plum Card from American Express OPEN is believed to be accurate at the time of evaluation (Dec 28, 2011). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.

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