READYdebit Platinum Visa Prepaid Card
Apply now | Details
- Get Your Premium Benefits:
- Exclusive Rewards Program
- Free Credit ScoreTracker
- Easy Mobile Account Access and Text Alerts
- Easy Online Bill Payment & Check Writing
- Free Direct Deposit - paycheck, benefits, tax refunds
- No Credit Check, No Overdraft Fees or Balance Minimums
- Reloadable up to $10,000 Max Balance
- Deposit is fully FDIC insured

(4.5 out of 5.0)

Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
N/A*
Annual Fee:
N/A*
Issuer:
The Bancorp Inc.
Card Network:
VISA®
Card Category:
Consumer (Stored Value)
Card Type:
Card for Bad Credit
Guaranteed Approval
Prepaid Debit Card
Tax Refund Card
Credit Needed:
Bad Credit OK*
Grace Period:
N/A*
Late Payment Fee:
N/A*

Balance Transfers

Balance Transfer:
No

Other Fees

Opening Minimum:
$10.00
Application Fee:
$9.95
ATM Fee:
$2.00
Additional Fees
  ACH debit - FREE
ATM Withdrawal - $2.00
ATM Withdrawal Decline - FREE
Automated Phone Account Access - FREE
Bank ACH Transfer - FREE
Bank Teller Cash Advance - $5.00
Currency Conversion - 2%
Direct Deposit - FREE
Expedited Card Delivery - $50.00
Live Customer Service - FREE
Monthly Fee - $14.95*
Negative Balance Fee - N/A
Online Account Access - FREE
PIN Transaction - FREE
POS Transaction Decline - FREE
Paper Statement - $2.00
Replacement Card - $10.00
Retail Cash Load - FREE
Secondary Card - FREE
Signature Transaction - FREE
U.S. ATM Balance Inquiry - FREE

Review by

The Ready Debit Platinum Prepaid Visa card is a way to learn to manage your money and it comes with an online virtual checkbook. You can get funds added from your job via direct deposit or cash loads from the many retailers available all over the country. Because it's prepaid, your spending is limited to what you put on the account.

All purchases and payments that you make with your card are removed from your available balance in real time. This effectively stops overdrafts and eliminates the fees associated with it. You can get this card even if you have bad credit. A prepaid card is the most effective means to help you change bad spending habits and behaviors. Visa is a card that is accepted everywhere. Go online today to apply for yours.

Features

Most attractive:
- Platinum benefits
- Visa benefits
- Lower fees
- Guaranteed approval
Least attractive:
- Monthly fee

Benefits

Other Benefits:
- Internet related services
- Visa's Zero Liability
*See Terms and Conditions of the card
Online Access:
Yes!
100% Guarantee Approval:
Yes!

The information provided for READYdebit Platinum Visa Prepaid Card is believed to be accurate at the time of evaluation (May 5, 2013). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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