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Capital One Platinum Prestige Credit Card

Capital One® Platinum Prestige Credit Card

- 0% intro APR until September 2013 on balance transfers
- 0% intro APR until September 2013 on purchases
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
- 24-hour travel assistance gives you a replacement card and cash advance
- 24-hour roadside assistance
- Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own

(4.5 out of 5.0)

Information - Rates - Fees

Intro APR:

0%* on purchases and BT

Applied Towards:

Purchases
Balance Transfer

Intro Period:

until September 2013*

APR:

10.9% - 18.90%*

APR Type:

variable

Annual Fee:

$0.00*

Issuer:

Capital One

Card Network:

MasterCard®

Card Category:

Consumer (Premium)

Card Type:

Low Interest Credit Card

Credit Needed:

Excellent*

Grace Period:

25 days*

Min Finance Charge:

$0.50

Min Credit Line:

$500

Max Credit Line:

$20,000

Late Payment Fee:

Up to $35*

Balance Transfers

Balance Transfer:

Yes!

Transfer Fee (%):

3.00%

Cash Advances

APR on Cash Advances (%):

24.90%

Cash Advance Fee (%):

3.00%

Minimum Fee:

$10.00

Other Fees

Additional Fees

Returned payment fee: $39.00
Return Check fee: $35.00

Review

This Capital One Platinum Prestige credit card is designed to suit the specific interests of consumers having excellent credit. It's a card also for those uninterested in credit card reward programs. Interest rates charged on purchases and balance transfers are low and highly competitive.

A long term introductory APR period charges no interest on purchases and balance transfers. Card members are not charged an annual fee. Image card allows card members given their card a special look with any image or picture of choice.

Benefits card members avail include zero liability for unauthorized card use, road side assistance, travel and car rental insurance, round the clock customer support and emergency card replacement.

Features

Most attractive:

- Introductory offer
- Low APR
- No annual fee
- Platinum benefits

Least attractive:

- No rewards program

Rewards & Benefits

Other Benefits:

- Travel accident insurance
- Extended warranty program
- Auto rental insurance—use your card to rent a car and you're covered for collision, damage and loss
- No foreign transaction fees

Online Access: