PerkStreet Financial MasterCard Debit Card
Details
- Up to 2% cash back on debit card purchases - unlimited cash back
- Plus, earn up to 25% cash back at leading retailers every week
- The average American will earn $500 every year in cash back
- No monthly maintenance fees
- Free online bill pay
- Easy electronic transfers
- 24/7 customer support
4.0 / 5.0 (22 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
N/A*
Annual Fee:
N/A*
Issuer:
The Bancorp Inc.
Card Network:
MasterCard®
Card Category:
Consumer (Stored Value)
Card Type:
Co-Branded Credit Card
Instant Decision Card
Prepaid Debit Card
Reward Card
Credit Needed:
Accepts All*
Grace Period:
N/A*
Late Payment Fee:
N/A*

Balance Transfers

Balance Transfer:
No

Other Fees

Opening Minimum:
$25.00
Application Fee:
$0.00
ATM Fee:
$0.00
Additional Fees
  ATM surcharge - FREE
Credit card funding fee - 2.5%
Deposit item returned fee - $7.00
EFT Surcharge - 1%
Expedited replacement card fee - $50.00
Inactivity fee - $4.50
Incoming wire transfer fee - FREE
Intl. outgoing wire transfer fee - $45.00
Non-network ATM fee - $2.00
Outgoing wire transfer fee - $12.00
Overdraft fee (per item) - $32.00
Research Fee (per hour) - $25.00
Returned item fee (per item) - $32.00
Standard card replacement fee - $50.00
Stop payment fee - $15.00
Treasurer's check fee - $8.00

Review by

PerkStreet Financial offers the MasterCard debit card as a free feature to those who have an online checking account. Cash back is earned on virtually every purchase at the rate of at least 1%. A higher percentage is available on various categories that rotate monthly as well as with select merchants.

The FDIC insured bank operates solely online, but there are free ATMs to access money as well as the MasterCard logo making it easy to buy online, over the phone and in person. Money can be added to the account through online transfers, mailing checks in postage-paid envelopes and through direct deposit. Online account management offers bill pay and customer service operates 24 hours a day, 7 days a week.

Features

Most attractive:
- Cash Back rewards
- Checking account
- Additional benefits
Least attractive:
- Inactivity fee
- No bonus rewards

Rewards & Benefits

Reward Type:
Cash Back Reward Cards
Reward Unit:
Cash
Rewards:
- 2% cash back on debit card purchases - unlimited cash back
- 25% cash back at leading retailers every week
Expiration:
None*
Yearly Limit:
None
Other Benefits:
- Read the Zero Liability Policy
- Easy-to-use online banking with free bill pay
- Free paper checks, free electronic money transfers
- Your money is FDIC insured (up to the standard $250,000)
* See Terms and Conditions for other benefits
Online Access:
Yes!

The information provided for PerkStreet Financial MasterCard Debit Card is believed to be accurate at the time of evaluation (Mar 4, 2013). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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