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PenFed Visa Platinum Gas / Cash Rewards Credit Card

PenFed Visa Platinum Gas / Cash Rewards Card

- 13.99% APR -- lower than most rewards cards!
- Earn 5.00% cash back from gas purchases paid at the pump*
- Earn 1.00% cash back from all purchases** you make with the card during each billing cycle
- Up to $50,000 limit
- No Annual Fee
- Cash Rewards credited each month
- No special restrictions to earn your cash rewards
- Limited Time Only – Low Balance Transfer Rates†
- You must be a Pentagon Federal Credit Union member to apply.

(5.0 out of 5.0)

Information - Rates - Fees

Intro APR:

4.99%*

Applied Towards:

Balance Transfer

Intro Period:

24 months*

APR:

13.99%*

Annual Fee:

$0.00*

Issuer:

Pentagon Federal Credit Union

Card Network:

VISA®

Card Category:

Consumer (Premium)

Card Type:

Low Interest Credit Card
Reward Card

Credit Needed:

Good*

Grace Period:

25 days*

Min Finance Charge:

0.00%

Late Payment Fee:

$20.00*

Over Limit Fee:

$0.00

Balance Transfers

Balance Transfer:

Yes!

Transfer Fee (%):

2.50%

Minimum Fee:

$10.00

Maximum Fee:

$100.00

Cash Advances

APR on Cash Advances (%):

17.99%

Cash Advance Fee (%):

2.50%

Minimum Fee:

$10.00

Other Fees

Additional Fees

- 2% of the US dollar amount of the transaction
- Returned Payment Fee: $30.00

Comments

You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join. You must be a United States Government employee, member of the United States Military and Uniformed Services, employee or volunteer of the American Red Cross, member of the National Military Family Association, or a family member/housemate of a current PenFed member.

Review

The PenFed Visa Platinum Gas / Cash Rewards Card rewards cardholders for paying at the pump, shopping at the supermarket, and using the card for all other purchases. With the complimentary rewards program built in to the credit card, cardholders receive cash back on all purchases they make. With the opportunity for users to receive cash back on gasoline purchases, cash back on supermarket purchases, and cash back on any and all other purchases, it is no wonder, cardholders find this card to be very rewarding.

Plus, cardholders receive a low introductory rate on balance transfers for the first two years. Cardholders can avoid a long list of fees as well. This card has no annual fee and no over-the-limit fee.

Features

Most attractive:

- free rewards program
- Low APR on purchases
- Intro rates on BT
- No annual fee

Least attractive:

- No bonus points
- No intro for purchases

Rewards & Benefits

Reward Types:

Cash Back Reward Cards
Gas Reward Cards
Other Rewards Cards
Universal Reward Cards

Reward Unit:

Cash

Rewards:

- Earn 5.00% cash back from gas purchases paid at the pump*
- Earn 1.00% cash back from all purchases** you make with the card during each billing cycle

Expiration:

None*

Yearly Limit:

Up to $50,000 limit

Other Benefits:

See Terms and Conditions of the card

Online Access: