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PenFed Premium Travel Rewards American Express Credit Card

PenFed Premium Travel Rewards American Express® Card

- No annual fee
- 5x points on airfare purchases and 1x points on all other purchases
- 20,000 bonus points upon spending $650 in the first 3 months
- Complimentary concierge service
- Exceptional travel offers and discounts
- VIP airport lounge access with $15,000 in annual spend
- You must be a Pentagon Federal Credit Union member to apply.

(4.5 out of 5.0)

Information - Rates - Fees

Intro APR:

N/A*

Intro Period:

N/A*

APR:

13.24%*

APR Type:

variable

Annual Fee:

$50.00*

Issuer:

Pentagon Federal Credit Union

Card Network:

American Express®

Card Category:

Consumer (Premium)

Card Type:

Co-Branded Credit Card
Eco-Friendly Card
Low Interest Credit Card
Reward Card

Credit Needed:

Good*

Grace Period:

25 days*

Min Finance Charge:

0.50%

Late Payment Fee:

$39.00*

Over Limit Fee:

$0.00

Balance Transfers

Balance Transfer:

Yes!

Transfer Fee (%):

2.50%

Minimum Fee:

$10.00

Maximum Fee:

$100.00

Cash Advances

APR on Cash Advances (%):

17.99%

Cash Advance Fee (%):

0.00%

Other Fees

Additional Fees

Returned Payment Fee: $30.00
Foreign Transaction Fee: None

Review

The PenFed Premium Travel Rewards American Express Card offers cardholders the opportunity to receive exceptional travel privileges and benefits. With PenFed Travel Privileges, cardholders can take advantage of a variety of privileges while traveling. Privileges include: car rental savings and upgrades, complimentary hotel room upgrades which includes a daily breakfast for two and special amenities, exclusive travel packages for cardholders only, and 10% off the lowest airfares.

Complimentary enrollment into Priority Pass will also give cardholders the opportunity to enjoy their travel more. Members receive two free member visits to any lounge within the Priority Pass Network, and access to more than 600 airport lounges worldwide, regardless of your Priority Pass membership level, choice of airline, or choice of airline ticket class.

Features

Most attractive:

- Rewards program
- Complimentary benefits
- AMEX benefits
- Bonus points
- No currency transaction fee
- Low APR

Least attractive:

- Annual fee

Rewards & Benefits

Reward Types:

Airline Reward Cards
Other Rewards Cards
Travel Reward Cards
Universal Reward Cards

Reward Unit:

Point

Rewards:

- 5x Points on Airfare
- 3x Points on Dining and Hotels
- 2x Points on Everything Else
- 20,000 bonus points when you spend at least $650 in the first 3 months – that could be enough for a free airline ticket
* The points you earn with your Card may be redeemed for all the rewards you expect and quite a few you'll be pleasantly surprised by: select stays at luxury hotels and resorts, tickets to exclusive events, movies, gift cards, merchandise and so much more.

Expiration:

None*

Yearly Limit:

None

Other Benefits:

- Complimentary VIP Membership in Airport Lounges Worldwide
- Comprehensive, World-class Travel Insurance Coverage
- Roadside Assistance and Car Rental Insurance Coverage
- Complimentary 24/7 Concierge Services
- PenFed Travel Privileges
- Premium Hotel Privileges
- Premium Airline Privileges
- Premium Car Rental Privileges
- Premium Cruise Privileges
- Special Travel Offers
-

Online Access: