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MTV Visa Credit Card From Capital One

MTV® Visa® Card From Capital One®

- Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events
- Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops
- 1 point per $1 spent on everything else
- 25 bonus points each billing period you keep your account in good standing by paying on time
- Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings
- Also, redeem for travel, merchandise, gift cards and more
- No limit on the points you can earn and points don't expire
- 0% intro APR—pay no interest on purchases until June 2013
- No annual fee

(4.5 out of 5.0)

Information - Rates - Fees

Intro APR:

0%* on purchases

Applied Towards:

Purchases

Intro Period:

until June 2013*

APR:

13.9% - 19.90%*

APR Type:

variable

Annual Fee:

$0.00*

Issuer:

Capital One

Card Network:

VISA®

Card Category:

Consumer (Regular)

Card Type:

Low Interest Credit Card
Reward Card

Credit Needed:

Excellent*

Grace Period:

25 days*

Min Finance Charge:

$0.50

Min Credit Line:

$500

Max Credit Line:

$10,000

Late Payment Fee:

Up to $35*

Balance Transfers

Balance Transfer:

Transfer Fee (%):

0.00%

Cash Advances

APR on Cash Advances (%):

24.90%

Cash Advance Fee (%):

3.00%

Minimum Fee:

$10.00

Other Fees

Additional Fees

Return check fee: $35.00

Review

MTV is not something you would necessarily associate to credit cards, but that's what Capital One has done. This card gives you rewards points on every purchase, with the highest earnings rate on entertainment purchases. You will also get a bonus every month that will help you earn points even faster. You can then redeem them in a variety of ways.

Rewards points are just the beginning. You will also be able to take advantage of a low promotional interest rate as well as a low standard variable rate and no annual fee. Also, common platinum-level Visa benefits are included, so you will get top notch security and a handful of travel benefits, emergency services, and various kinds of insurance.

Features

Most attractive:

- Introductory APR
- No annual fee
- Rewards program

Least attractive:

- Above average APR for purchases

Rewards & Benefits

Reward Types:

College Reward Cards
Other Rewards Cards
Universal Reward Cards

Reward Unit:

Point

Rewards:

- 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events
- 2 points per $1 spent at restaurants, fast food places, and coffee shops
- 1 point per $1 spent on everything else
- 25 bonus points each billing period you keep your account in good standing by paying on time

Expiration:

None

Yearly Limit:

None

Other Benefits:

- Choose from 2 unique MTV card designs or create your own image card
- Credit and financial education
- $0 Fraud Liability for any unauthorized use if your card is lost or stolen
- Travel accident insurance
- 24-hour travel & emergency assistance
- Auto rental insurance

Online Access:

Yes!

The information provided for MTV Visa Card From Capital One is believed to be accurate at the time of evaluation (May 16, 2012). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.