mPower™ Visa® Prepaid Card

mPower Visa Prepaid Card
Apply now | Details
- Fast, easy application – No Credit Checks
- $10 Cash Bonus, Activation & Monthly Fees refunded when you use Free Direct Deposit
- Quick and Safe Access to your Money
- Easy Online Bill Pay
- No Minimum Balance

(4.5 out of 5.0)

Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
N/A*
Annual Fee:
N/A*
Issuer:
The Bancorp Inc.
Card Network:
VISA®
Card Category:
Consumer (Stored Value)
Card Type:
Card for Bad Credit
Guaranteed Approval
Prepaid Debit Card
Reward Card
Credit Needed:
Bad Credit OK*
Grace Period:
N/A*
Late Payment Fee:
N/A*

Balance Transfers

Balance Transfer:
No

Other Fees

Opening Minimum:
$10.00
ATM Fee:
$2.00
Opening Minimum:
$10.00
Additional Fees
  ATM Balance Inquiry - $0.75
ATM Balance Inquiry Intl. - $0.75
ATM Withdrawal - $0.75
ATM Withdrawal - $2.00
ATM Withdrawal Decline - $0.75
ATM Withdrawal Decline Intl. - $0.75
ATM Withdrawal Intl. - $0.75
ATM Withdrawal Intl. - $3.00
Account Maintenance (Direct Deposit) - NONE
Account Maintenance fee - $6.95
Activation Fee (Direct Deposit) - NONE
Activation Fee - $9.95
Bank Account Registration - $2.50
Bill Payment Electronic - $1.00
Bill Payment Paper Check - $2.50
Card Reissue Fee - $10.00
Card to Bank Transfer - $2.50
Card to Card Transfer - FREE
Customer Service (per Call) - $2.95
Direct Deposit - FREE
Email Alerts - FREE
Expedited Card - $30.00
Issue Check - $15.00
Online Purchases - FREE
Over the Counter Cash Withdrawal - $4.00
POS Balance Inquiry - $0.75
POS Balance Inquiry Intl. - $0.75
POS Cash Advance - $1.00
POS PIN Purchases - $1.00
Paper Statement Fee - $5.00
Quasi Cash Fee - $1.00
Reload Using a Reload Network - FREE
Signature Purchases - FREE
Supplementary Card - $10.00
Text Message Alerts - FREE

Review

The mPower Visa Prepaid Card offers a Visa to everyone. There are no requirements to be approved. There are no credit checks and no approval process to be denied. The concept of the card is that it's prepaid, so it's guaranteed with your money.

A prepaid card means that there are no late payments and no hidden fees to worry about. The benefits of the card are that it's safer than cash. Cash can be stolen and there's nothing that you can do about it.

If your card is stolen (or lost), however, there's the Zero Liability that prevents you from being responsible for the charges. Online account management to be able to see your funds is available and you may also get your paychecks sent to the card by direct deposit.

Features

Most attractive:
- Credit Reporting
- 100% approval
- Bonus cash
- No credit check
Least attractive:
- Account maintenance fee for accounts with no direct deposit

Benefits

Rewards:
- $25 Bonus cashback
Other Benefits:
*See Terms and Conditions for other benefits
Online Access:
Yes!
100% Guarantee Approval:
Yes!
Credit Reporting:
Yes!

The information provided for mPower Visa Prepaid Card is believed to be accurate at the time of evaluation (Apr 23, 2012). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.

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