Modern Cash Prepaid MasterCard Card
Apply now | Details
- Free Direct Deposit - paycheck, benefits, tax refunds
- Optional Overdraft Protection Product
- No minimum balance required
- No Credit Checks
- Track your spending with free online access
4.0 / 5.0 (49 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
N/A*
Annual Fee:
$0*
Issuer:
Other Issuers
Card Network:
MasterCard®
Card Category:
Consumer (Stored Value)
Card Type:
Card for Bad Credit
Guaranteed Approval
Prepaid Debit Card
Tax Refund Card
Reward Card
Credit Needed:
Bad Credit OK*
Grace Period:
N/A*
Late Payment Fee:
N/A*

Balance Transfers

Balance Transfer:
No

Other Fees

Opening Minimum:
$10.00
Application Fee:
$0.00
ATM Fee:
$2.50
Additional Fees
  ACH Debit - FREE
ATM Balance Inquiry - $0.50
ATM Declines - $1.00
ATM Withdrawal - $3.50
Account Closure with Check - $15.95
Account Reactivation Fee - $19.95
Account to Account Transfer - FREE
Additional/Replacement Card - $9.95
Bank Cash Advance - $9.95
Card Reactivation Fee - $19.95
Customer Service - FREE
Insufficient Funds-NSF - $9.95
Intl. TRS - ATM Withdrawal - $4.95
Intl. TRS - Purchases - $2.00
Monthly Maintenance - $9.95
Monthly Statements - FREE
Overdraft Service Fee (Opt-in) - $9.95
Purchase (PIN) - $1.00
Purchase Declines - FREE
Purchases (Signature) - FREE
SMS Daily Balances - FREE
SMS Transaction Updates - FREE
Set-up Fee - None
Special Research Fee - $25.00

Review by

Modern Cash's prepaid MasterCard has an online application that takes just minutes to complete. The card can be funded many ways, including account to account transfer, direct deposit and Western Union locations. The card is taken everywhere that MasterCard is and it can be used at ATM machines when having cash is necessary.

There is an optional overdraft protection available and online account management tools to track finances and learn when it's time to load money onto the card. Additional features includes identity theft, 24/7 customer service as well as account alerts that will go right to a mobile phone. The card provides a way to spend money without going into debt because one can only use it for what's loaded onto the card.

Features

Most attractive:
- Guaranteed approval
- No Credit check
- Free Direct Deposit
Least attractive:
- Monthly maintenance fee

Benefits

Rewards:
- $10 credit each month that you Direct Deposit at least $2,000 to your card
Other Benefits:
*See Terms and Conditions
Online Access:
Yes!
100% Guarantee Approval:
Yes!

The information provided for Modern Cash Prepaid MasterCard Card is believed to be accurate at the time of evaluation (Nov 17, 2012). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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