Discover® Miles Card

Discover Miles Card
Apply now | Details
- Earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months – up to 20,000 Bonus Miles
- 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
- 0% intro APR on balance transfers for 12 months, then the variable purchase APR of 10.99% - 15.99%*
- No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
- Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
- Discover is ranked #1 in customer loyalty--16 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information

(4.0 out of 5.0)

Information - Rates - Fees

Intro APR:
0%*
Applied Towards:
Balance Transfer
Intro Period:
12 months*
APR:
10.99 - 15.99%*
APR Type:
variable
Annual Fee:
$0.00*
Issuer:
Discover Bank
Card Network:
Discover®
Card Category:
Consumer (Regular)
Card Type:
Low Interest Credit Card
Reward Card
Credit Needed:
Good*
Grace Period:
25 days*
Min Finance Charge:
0.50%
Min Credit Line:
$5,000
Max Credit Line:
$50,000
Late Payment Fee:
$39.00*
Over Limit Fee:
$0.00

Balance Transfers

Balance Transfer:
Yes!
Transfer Fee (%):
3.00%

Cash Advances

APR on Cash Advances (%):
23.99%
Cash Advance Fee (%):
3.00%

Comments

* See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website.

Review

The Miles by Discover credit card offers a long term introductory APR period on purchases. Balance transfers also qualify for the intro period but are covered only throughout a mid term period. Consumers having good credit may apply for this card to earn up to 12,000 bonus miles during the first year.

Miles earned are used to redeem cash, free merchandise from reputable merchants, gift certificates, and travel credit. With enough travel credit, the card member becomes eligible to redeem travel credit for a free flight to a destination of choice. Members are not limited by yearly limits or expiration dates.

No annual fee is charged.

Secure online account numbers help protect card members from revealing their credit card numbers during online transactions.

Features

Most attractive:
- 0% introductory rate
- Reward program
- Low APR on Purchases
Least attractive:
- "Two Cycles Average Daily Balance" method used to determine finance charges

Rewards & Benefits

Reward Types:
Auto Reward Cards
Gas Reward Cards
Reward Unit:
Miles
Rewards:
- Up to 20,000 Bonus Miles - Get 10,000 Bonus Miles every time you spend $2,000
- 1 Mile on every $1 you spend
- Flexible redemption options like travel credits, merchandise, gift cards or cash
- No limit on the Miles you earn and Miles don't expire*
Expiration:
None
Yearly Limit:
None
Other Benefits:
- Various Internet account related services
- Up to $500,000 in travel accident insurance
- Auto rental insurance
- Fraud and security protection services
- Advanced fraud early warning alerts
Online Access:
Yes!

The information provided for Discover Miles Card is believed to be accurate at the time of evaluation (May 15, 2012). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.

Back to top
You may also be interested in:

Credit Cards