KAIKU Visa Prepaid Card
Details
- More than 43,000 FREE in-network ATMs
- FREE Direct Deposit
- FREE Bank Account Loading
- FREE Card-to-Card Transfers
- FREE mobile apps for iPhone, Android, and Blackberry smartphones
4.0 / 5.0 (22 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
N/A*
Annual Fee:
N/A*
Issuer:
Other Issuers
Card Network:
VISA®
Card Category:
Consumer (Stored Value)
Card Type:
Card for Bad Credit
Instant Decision Card
Prepaid Debit Card
Reward Card
Credit Needed:
Bad Credit OK*
Grace Period:
N/A*
Late Payment Fee:
N/A*

Balance Transfers

Balance Transfer:
No

Other Fees

Opening Minimum:
$20.00
Application Fee:
$0.00
ATM Fee:
$0.00
Additional Fees
  ACH Transfer to Bank Account Fee - $0.95
Additional Card Fee - $2.00
Card Activation - FREE
Card Fee - FREE
Card Reissue Fee - $3.95
International Transaction Fee - 1.5%
KAIKU Credit Card Loading Fee - 3%
Monthly Charge - $1.95
Monthly Paper Statement Fee - $2.95
Over-the-Counter Cash Withdrawal - $4.95
Replacement Card Fee - $7.95
in-Network ATM Balance Inquiry - FREE
in-Network ATM Decline Fee (Domestic) - $0.95
in-Network ATM Decline Fee (Int'l) - $1.45
in-Network ATM Withdrawal - FREE

Review by

Cardholders will enjoy the features of the KAIKU® Visa® Prepaid Card. The card aims to be different than other cards by offering great features, low fees, and being the perfect fit to any lifestyle. They are involved in both Facebook and Twitter, and offer contests and promotions. The card also features mobile apps for the Android™, iPhone®, and Blackberry® smartphones. This allows cardholders to stay connected with their account while on the go.

A variety of ways to deposit money on the card exist. Money can be loaded for free with direct deposit, from another bank account, or via card-to-card transfer with another KAIKU cardholder's account. Cash loading occurs through Visa ReadyLink™ locations or MoneyGram®.

Customer service is offered free. Live representatives are available 24/7 to answer account questions and initiate transactions. There are also more than 43,000 in-network, surcharge-free ATM machines in to save a person money when a customer wishes to withdraw cash.

Features

Most attractive:
- KAIKU Karma
- FREE Mobile Banking*
Least attractive:
- Monthly card fee
- Card loading fee

Rewards & Benefits

Rewards:
- Get $10 with KAIKU Karma when each friend you refer spends at least $100 within 3 months of activating their card.
Expiration:
None*
Yearly Limit:
None*
Other Benefits:
- FREE Customer Service
- No credit check
- No purchase or activation fees
- No late or inactivity fees
- No minimum balance
Online Access:
Yes!

The information provided for KAIKU Visa Prepaid Card is believed to be accurate at the time of evaluation (Jan 11, 2013). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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