Ink℠ Classic Business

- Up to 25,000 bonus points – 10,000 bonus points after your first purchase, plus an additional 15,000 bonus points after you spend $5,000 in the first 3 months!
- 5X points per dollar on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
- 2X points per dollar on the first $25,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel
- 1 point per dollar on all other card purchases with no limit on the amount you can earn
- Cash back rewards do not expire
- 0% Introductory APR for 12 months
- No Annual Fee

(5.0 out of 5.0)

Information - Rates - Fees

Intro APR:
0%*
Applied Towards:
Purchases
Balance Transfer
Intro Period:
12 months*
APR:
10.24%*
APR Type:
variable
Annual Fee:
N/A*
Issuer:
Card Network:
Card Category:
Business (Premium)
Card Type:
Instant Decision Card
Reward Card
Credit Needed:
Good*
Grace Period:
20 days*
Late Payment Fee:
$39.00*
Over Limit Fee:
$39.00

Balance Transfers

Balance Transfer:
Yes!
Transfer Fee (%):
3.00%
Minimum Fee:
$5.00

Cash Advances

APR on Cash Advances (%):
19.24%
Cash Advance Fee (%):
5.00%
Minimum Fee:
$15.00

Other Fees

Additional Fees
Over-the-Credit-Limit fee: $39.00
Return Payment fee: $39.00
Return Check fee: $39.00

Comments

* See website for complete terms and conditions of card usage and application disclosure.

Review

With the Ink Classic Business Credit Card you will get low introductory interest rates on balance transfers and purchases for the first six months. You could also save money because there is no annual fee and a generous rewards program.

The Ink Classic Business Credit Card rewards program lets you earn up to 5Xs the points when you use your card to fund things in your business. When you buy fuel or a pay for a hotel room you could earn double points. However, buy office supplies, wireless services, telephone lines, and even cable subscriptions (internet access) and you could earn 5Xs the points. Of course, you will still earn a single point for all other qualifying purchases with no limitations.

Features

Most attractive:
- No annual fee
- 25,000 Bonus Points
- Free rewards program
- No dollar goes unrewarded
Least attractive:
- Higher APR for less qualifying applicants

Rewards & Benefits

Reward Types:
Gas Reward Cards
Other Rewards Cards
Universal Reward Cards
Reward Unit:
Point
Rewards:
- 25,000 bonus points
- 5X points per dollar on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
- 2X points per dollar on the first $25,000 spent annually at gas stations and for hotel accommodations when purchased directly with the hotel
- 1 point per dollar on all other purchases
Expiration:
None*
Yearly Limit:
None*
Online Access:
Yes!

The information provided for Ink Classic Business is believed to be accurate at the time of evaluation (May 1, 2012). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.