- Guaranteed approval for unsecured credit line
- Reports to a Major Credit Bureau
- Bad Credit accepted
- No employment check
- Comprehensive Legal Assistance Plan
3.5 / 5.0 (127 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
N/A*
Annual Fee:
N/A*
Issuer:
Card Network:
Card Category:
Consumer (Shopping)
Card Type:
Card for Bad Credit
Guaranteed Approval
Shopping Card
Credit Needed:
Accepts All*
Grace Period:
N/A*
Min Credit Line:
$500
Late Payment Fee:
$20.00*

Balance Transfers

Balance Transfer:
No

Other Fees

Opening Minimum:
$10.00
Application Fee:
$29.95
Additional Fees
  See Terms & Conditions of Horizon Gold Card for other fees* -

Comments

If you already have a pre-approval number click here and your promo code will be validated automatically.
The Horizon Gold Card will be delivered to your address within 3-14 days.

Review by

The Horizon Gold credit card is actually a shopping card. It's not offered on the MasterCard or Visa networks and can only be used with Horizon Merchants. Individuals who apply for this card apply for an opportunity to get an unsecured card which could be used to build credit history. With very low qualification requirements virtually everyone can apply for a $29.95 application fee.

Online account access is a feature that lets member check the balance and expenses over past billing cycles. Road side assistance provides instant support wherever and whenever needed on the road. Card members who experience vehicle break downs will find this benefit useful.

Credit reporting is done with the major credit bureaus.

Features

Most attractive:
- Reports to Credit Bureaus
- Guaranteed unsecured credit
- Instant approval
Least attractive:
- Limited use

Benefits

Other Benefits:
- Roadside Protection Service
- Unlimited access to your Credit Report
- Comprehensive Legal Assistance Plan
Online Access:
Yes!
100% Guarantee Approval:
Yes!
Credit Reporting:
Yes

The information provided for Horizon Gold Credit Card is believed to be accurate at the time of evaluation (Jan 22, 2013). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.