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Discover Escape Credit Card Application

Escape by Discover® Card

- Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
- Double Miles on every $1 you spend
- 0% intro APR on purchases and balance transfers for 6 months, then the variable APR of 10.99% - 16.99%
- No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
- Flexible redemption options like travel credits, merchandise, gift cards or cash
- Travel Insurance benefits, including primary car rental, lost or damaged luggage, travel delay, and trip cancellation when you book with your Escape by Discover card
- Ranked #1 in customer loyalty--16 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
*Click apply to view rates, fees, rewards, limitations and other important information

(4.5 out of 5.0)

Information - Rates - Fees

Intro APR:

0%*

Applied Towards:

Purchases
Balance Transfer

Intro Period:

6 months*

APR:

10.99% - 16.99%*

APR Type:

variable

Annual Fee:

$60.00*

Issuer:

Discover Bank

Card Network:

Discover®

Card Category:

Consumer (Regular)

Card Type:

Low Interest Credit Card
Reward Card

Credit Needed:

Good*

Grace Period:

25 days*

Late Payment Fee:

$39.00*

Over Limit Fee:

$39.00

Balance Transfers

Balance Transfer:

Yes!

Transfer Fee (%):

3.00%

Cash Advances

APR on Cash Advances (%):

23.99%

Cash Advance Fee (%):

3.00%

Minimum Fee:

$5.00

Comments

* See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website.

Review

The Escape by Discover Card is a credit card specially intended for consumers having good or excellent credit. Accepted members will receive purchase and balance transfer APR based on credit worthiness.

All members are privy to a card rewards program earning double miles per $1 spent on all purchases. There is no limit to miles earnable within a yearly period and those earned will not expire unless the card account becomes inactive. Members can redeem miles for cash, travel credit, and gift certificates.

Online account management is useful to card members who'd like to monitor spending and card balance over a period of billing cycles.

Other benefits for members to avail of include zero fraud liability, fraud specialists, customer support, travel delay insurance, lost luggage insurance, auto rental insurance, and online bill payment.

Email reminders are delivered to remind members against late payment.

Features

Most attractive:

- Introductory offer
- Extended Bonus miles
- Free Travel rewards program
- Low APR

Least attractive:

- Annual fee
- Higher APR for less qualified applicants

Rewards & Benefits

Reward Types:

Travel Reward Cards
Universal Reward Cards

Reward Unit:

Miles

Rewards:

- 25,000 Bonus Miles - Earn 1,000 Miles each month you make a purchase for the first 25 months
- 2 Miles per $1 on all purchases
- No limit on the Miles you earn and Miles don't expire*
- Fly on any airline, book any hotel or car, with no blackout dates

Expiration:

None

Yearly Limit:

None

Other Benefits:

- Internet account related services
- Travel Delay Insurance
- Primary Car Rental Insurance
- Trip Cancellation Insurance
- Lost or Damaged Luggage Insurance
See website for additional benefits

Online Access: