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Discover Student Credit Card Offer

Discover® Student Card

- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply.
- Up to 1% unlimited Cashback Bonus on everything else you buy
$0 Fraud Liability- you will not be responsible for unauthorized charges
- No Annual Fee
- Text and Email Alerts
*Click apply to view rates, fees, rewards, limitations and other important information

(4.0 out of 5.0)

Information - Rates - Fees

Intro APR:

0%*

Applied Towards:

Purchases

Intro Period:

9 months*

APR:

12.99% - 18.99%*

APR Type:

variable

Annual Fee:

$0.00*

Issuer:

Discover Bank

Card Network:

Discover®

Card Category:

Student (Regular)

Card Type:

Card for Bad Credit
Low Interest Credit Card
Reward Card

Credit Needed:

Fair*

Grace Period:

25 days*

Min Finance Charge:

$0.50

Late Payment Fee:

$39.00*

Over Limit Fee:

$39.00

Balance Transfers

Balance Transfer:

Yes!

Transfer Fee (%):

5.00%

Minimum Fee:

$10.00

Cash Advances

APR on Cash Advances (%):

23.99%

Cash Advance Fee (%):

5.00%

Minimum Fee:

$10.00

Comments

* See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website.

Review

Students and young adults having bad or no credit have this opportunity to gain a credit card with which to improve their rating. With over 150 card designs to choose from, card members earn cash rebates with no restrictions.

A mid term intro period charges no interest on purchases and balance transfers. Thereafter, interest charged remains fixed and is reasonable. There is no annual fee.

A cash back program rewards an automatic cash bonus of 1% with every purchase. Qualifying everyday purchases earn 5%. Card members who take advantage of this program will redeem cash bonus earned for travel credit, gift certificates, a cash check and other exciting options.

Features

Most attractive:

- 0% Introductory APR
- Double cash rebates at participating retailers and merchants (through the Cashback Bonus® award program)
- No annual fee

Least attractive:

- "Two Cycles Average Daily Balance" method used to determine finance charges

Rewards & Benefits

Reward Type:

Cash Back Reward Cards

Reward Unit:

Cash

Rewards:

- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site
- Up to 1% unlimited Cashback Bonus on everything else you buy

Expiration:

None

Yearly Limit:

None

Other Benefits:

- Several card designs to select from
- Internet account related services
- $0 liability for unauthorized transactions

Online Access: