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Discover Student Credit Card with $20 Cash Back

Discover® Student Card - $20 Cash Back

- Experience Discover's great rewards program. Earn $20 Cashback Bonus®* when you make your 1st purchase within 3 months of approval
- 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 12.99% - 18.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 1% unlimited Cashback Bonus on everything else you buy
$0 Fraud Liability- you will not be responsible for unauthorized charges
- No Annual Fee
- Text and Email Alerts
*Click apply to view rates, fees, rewards, limitations and other important information

(4.5 out of 5.0)

Information - Rates - Fees

Intro APR:

0%*

Applied Towards:

Purchases

Intro Period:

6 months*

APR:

12.99% - 18.99%*

APR Type:

variable

Annual Fee:

$0.00*

Issuer:

Discover Bank

Card Network:

Discover®

Card Category:

Student (Regular)

Card Type:

Card for Bad Credit
Instant Decision Card
Low Interest Credit Card
Reward Card

Credit Needed:

Fair*

Grace Period:

25 days*

Min Finance Charge:

$0.50

Late Payment Fee:

$39.00*

Over Limit Fee:

$35.00

Balance Transfers

Balance Transfer:

Yes!

Transfer Fee (%):

5.00%

Minimum Fee:

$10.00

Cash Advances

APR on Cash Advances (%):

23.99%

Cash Advance Fee (%):

5.00%

Minimum Fee:

$10.00

Review

The Discover Student Credit Card with $20 CashBack offer could be just the thing you need to jump start your college career. You'll save money because there is no annual fee but what's more is you can take advantage of a 6-month introductory interest rate. This rate could be among the lowest available on the market today and will be very helpful when you have buy books or apartment furnishings.

While that might sound like simple, great benefits, you will also appreciate that you can earn up to 5% cashback with the Discover Student Card - $20 CashBack program. You will earn cashback all year long on various categories, like entertainment, travel, gas, shopping, and dining, that change every few months.

Features

Most attractive:

- $20 Cashback bonus
- 0% introductory APR
- No annual fee

Least attractive:

- 0% introductory APR period is for purchases only

Rewards & Benefits

Reward Type:

Cash Back Reward Cards

Reward Unit:

Cash

Rewards:

- $20 Cashback Bonus
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site
- 1% unlimited Cashback Bonus on everything else you buy

Expiration:

None

Yearly Limit: