Discover Student Open Road Card
Details
- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
- 2% Cashback Bonus* at gas stations and restaurants
- Every single purchase automatically gets Cashback Bonus
- $0 Fraud Liability - you will not be responsible for unauthorized charges
- No Annual Fee
- Sign up to receive text and email alerts
*Click apply to view rates, fees, rewards, limitations and other important information
3.5 / 5.0 (21 votes)
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Information - Rates - Fees

Intro APR:
0%*
Applied Towards:
Purchases
Intro Period:
9 months*
APR:
12.99% - 18.99%*
APR Type:
variable
Annual Fee:
$0*
Issuer:
Discover Bank
Card Network:
Discover®
Card Category:
Student (Regular)
Card Type:
Low Interest Credit Card
Reward Card
Credit Needed:
Fair*
Grace Period:
25 days*
Min Finance Charge:
$0.10
Late Payment Fee:
N/A*

Balance Transfers

Balance Transfer:
Yes

Cash Advances

APR on Cash Advances (%):
24.99%

Comments

Rewards have no expiration date; however, certain circumstances, such as account closure and inactivity for more than 36 months, could result in forfeiture of some or all of your Cashback Bonus.

* See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on Discover's website.

Review by

The Discover Student Open Road credit card is specially designed to suit the needs of every student having fair credit and above. Card members avail of a long term introductory period, and various card benefits. To sum it all up, no annual fee is charged.

Members earn double cash on grocery items purchased. Everyday purchases earn 1%, while gas and auto maintenance purchases reward 5% cash back bonus. Rebates earned may be used to redeem cash, or for free merchandise with participating merchants and retailers.

Online transactions are more secure when using special account numbers issued to each card member. Complete fraud protection ensures no fraud liability is applicable. Specialist assistance to fraud victims is available. Unrestricted online access to the card account makes it more convenient to monitor spending.

Features

Most attractive:
- No annual fee
- Double rewards option
- Unlimited Cashback
Least attractive:
- "Two Cycles Average Daily Balance" method used to determine finance charges

Rewards & Benefits

Reward Types:
Auto Reward Cards
Cash Back Reward Cards
Gas Reward Cards
Reward Unit:
Cash
Rewards:
- Double Cashback Bonus®* at gas stations and restaurants.
- Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site
- Up to 1% unlimited Cashback Bonus on everything else you buy
Expiration:
36 months
Yearly Limit:
None
Other Benefits:
- Internet account related services
- Several card designs to select from
- Zero liability for unauthorized transactions
- $500,000 in travel accident insurance
- Flight insurance
- Auto rental insurance
- Purchase protection
- Fraud and security protection services
Online Access:
Yes!
Credit Reporting:
Yes

The information provided for Discover Student Open Road Card is believed to be accurate at the time of evaluation (Jan 3, 2013). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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