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Discover More Credit Card - $0 Balance Transfer Fee

Discover® More Card - $0 Balance Transfer Fee!

- Limited Time Offer - $0 Balance Transfer Fee!*
- 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
- 5% Cashback Bonus in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information

(5.0 out of 5.0)

Information - Rates - Fees

Intro APR:

0%*

Applied Towards:

Purchases
Balance Transfer

Intro Period:

12 months*

APR:

10.99% - 19.99%*

APR Type:

variable

Annual Fee:

$0.00*

Issuer:

Discover Bank

Card Network:

Discover®

Card Category:

Consumer (Regular)

Card Type:

Instant Decision Card
Low Interest Credit Card
Reward Card

Credit Needed:

Good*

Grace Period:

25 Days (Min.)*

Min Finance Charge:

$0.50

Late Payment Fee:

$39.00*

Balance Transfers

Balance Transfer:

Yes!

Transfer Fee (%):

0.00%

Cash Advances

APR on Cash Advances (%):

23.99%

Cash Advance Fee (%):

5.00%

Minimum Fee:

$10.00

Review

Enjoy the many gains of a zero intro APR period on purchases and balance transfers and no annual fees. With no balance transfer fees to worry about, you can get to focus solely on reducing those debt accumulated on those other credit cards. On the Discover More - No Balance Transfer Fee credit card, transferring balances from any credit card that is not Discover is so free.

Cardholders are introduced to cashback bonus that totals 1% on all purchase transactions and 5% cashback bonuses on purchases in certain categories that change from time to time. Cashback bonuses continue to gather up till the cardholder qualifies to redeem for a gift card or instant eCertificate from any of over 100 retailers.

Authorize an additional user for your card account and get a free additional card personalized with the recipient's name.

Features

Most attractive:

- No Balance Transfer fee
- No annual fee
- Rewards program
- Long term intro rate

Least attractive:

- No bonus rewards

Rewards & Benefits

Reward Types:

Cash Back Reward Cards
Universal Reward Cards

Reward Unit:

Cash

Rewards:

- 5% Cashback Bonus in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com

Expiration:

None*

Yearly Limit:

None

Other Benefits:

- Internet account related services
- Auto rental insurance
- Fraud and security protection services
- Discounts on products and services at participating merchants and retailers
- $500,000 in travel accident insurance
- Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards or instant eCertificates from over 100 brand-name Partners

Online Access: