Discover® More® Card

Discover More Card
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- 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
- 5% Cashback Bonus in categories that change like gas, groceries, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
- Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
- 24/7 access to a U.S.-based Account Manager within 60 seconds
- $0 Fraud Liability plus mobile and email fraud alert options
- Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information

(4.5 out of 5.0)

Information - Rates - Fees

Intro APR:
0%*
Applied Towards:
Purchases
Balance Transfer
Intro Period:
15 months*
APR:
10.99% - 20.99%*
APR Type:
variable
Annual Fee:
$0.00*
Issuer:
Discover Bank
Card Network:
Discover®
Card Category:
Consumer (Premium)
Card Type:
Instant Decision Card
Low Interest Credit Card
Reward Card
Credit Needed:
Excellent*
Grace Period:
25 days*
Min Finance Charge:
$0.50
Late Payment Fee:
$39.00*
Over Limit Fee:
$39.00

Balance Transfers

Balance Transfer:
Yes!
Transfer Fee (%):
3.00%

Cash Advances

APR on Cash Advances (%):
23.99%
Cash Advance Fee (%):
3.00%
Minimum Fee:
$5.00

Comments

* See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website.

Credit Card Review

The Discover More credit card is intended to serve consumers having good or excellent credit. It's a low interest credit card charging no interest on purchases and balance transfers during an introductory period. Card members do not pay an annual fee.

High credit lines available to those who qualify provide more than enough funds for the average card member.

A cash rebate program earns discounts and rebates at participating merchants. Card members start to earn 0.25% from a first purchase and 0.50% to 1% as more purchases are made. An online shopping site from Discover helps card members earn even more rewards as they purchases items from reputable retailers.

Online account access, free travel and auto rental insurance, zero fraud liability are some card benefits.

Features

Most attractive:
- No annual fee
- Double cash rebates at participating retailers and merchants (through the Cashback Bonus® program)
- 0% Introductory offer
Least attractive:
- 'Two Cycles Average Daily Balance' method used to determine finance charges

Rewards & Benefits

Reward Types:
Cash Back Reward Cards
Gas Reward Cards
Travel Reward Cards
Reward Unit:
Cash
Rewards:
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- 1% unlimited Cashback Bonus on all other purchases
- Up to 20% Cashback Bonus at popular retailers when you shop online through Discover
Expiration:
None
Yearly Limit:
None
Other Benefits:
- Several card designs to select from
- Internet account related services
- Auto rental insurance
- Up to $500,000 in travel accident insurance
- Discounts on products and services at participating merchants and retailers
- Fraud and security protection services
Online Access:
Yes!

The information provided for Discover More Card is believed to be accurate at the time of evaluation (Feb 21, 2012). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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