Home
Credit Cards
Discover Student Card - Clear

Discover® Student Card - Clear

- 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 1% unlimited Cashback Bonus on everything else you buy
$0 Fraud Liability- you will not be responsible for unauthorized charges
- No Annual Fee
- Text and Email Alerts
*Click apply to view rates, fees, rewards, limitations and other important information

(3.0 out of 5.0)

Information - Rates - Fees

Intro APR:

0%*

Applied Towards:

Purchases

Intro Period:

9 months*

APR:

12.99% - 18.99%*

APR Type:

variable

Annual Fee:

$0.00*

Issuer:

Discover Bank

Card Network:

Discover®

Card Category:

Student (Regular)

Card Type:

Instant Decision Card
Low Interest Credit Card
Reward Card

Credit Needed:

Fair*

Grace Period:

25 days*

Min Finance Charge:

$0.50

Late Payment Fee:

$39.00*

Over Limit Fee:

$39.00

Balance Transfers

Balance Transfer:

Yes!

Cash Advances

APR on Cash Advances (%):

23.99%

Cash Advance Fee (%):

3.00%

Minimum Fee:

$5.00

Review

The Discover Student Card - Clear credit card is suited for college student interested in improving their credit ratings over time. It's a unique credit card created for students having bad or limited credit. With frequent usage and regular balance repayments, the card member is likely to better his credit rating over time.

Card members enjoy benefits attached to spending. Online purchases through ShopDiscover, an online shopping site, receive cash back bonuses up to 20% from participating retailers. Other eligible purchases award 1% cash back bonus provided the card members spend more than $3,000 annually. Otherwise, it's .25% before the first $1,500 and .50% after the second $1,500.

Online account management, zero fraud liability, email reminders are additional benefits for members to avail of.

Features

Most attractive:

- Cash Back Reward
- 0% Intro APR
- No annual fee

Least attractive:

- "Two Cycles Average Daily Balance" method used to determine finance charges

Rewards & Benefits

Reward Types:

Cash Back Reward Cards
Gas / Auto Reward Cards

Reward Unit:

Cash

Rewards:

- 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
- Up to 20% Cashback Bonus at popular retailers when you shop online through Shop Discover site
- Up to 1% unlimited Cashback Bonus on everything else you buy

Expiration:

None

Yearly Limit:

None

Other Benefits:

See Terms & Conditions*

Online Access: