- Use your Cerulean credit card at locations everywhere Discover® is accepted.
- Make Low Monthly Payments on all your card purchases!
- Poor Credit? No Credit? No Problem!
4.0 / 5.0 (96 votes)
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Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
29.99%*
APR Type:
variable
Annual Fee:
$75*
Card Network:
Card Category:
Consumer (Regular)
Card Type:
Card for Bad Credit
Co-Branded Credit Card
Instant Decision Card
Credit Needed:
Bad Credit OK*
Grace Period:
25 days*
Late Payment Fee:
$35.00*
Over Limit Fee:
$35.00

Balance Transfers

Balance Transfer:
No

Cash Advances

APR on Cash Advances (%):
29.99%
Cash Advance Fee (%):
5.00%
Minimum Fee:
$5.00

Other Fees

Additional Fees
Foreign transaction fee: 3% of each transaction in U.S. Dollars

Review by

The Cerulean Discover Credit Card is all about offering credit card opportunities. Those with low or no credit are able to apply without problems. The online application process is simple. The only requirement is that an applicant is at least 21 years of age. Upon submitting the application, many people will receive an instant response.

After the application has been approved, benefits will begin immediately. The card, once activated, will provide a sufficient credit line to make important purchases. Affordable low monthly payments can then be made to slowly pay off large purchases. Benefits for card holders include zero fraud liability, online account tools and more. The card is accepted in many places around the globe. This includes over the phone, in person and online.

Features

Most attractive:
- Card for bad credit
- Discover card benefits
- Instant decision
Least attractive:
- Annual fee
- Maintenance fee

Rewards & Benefits

Other Benefits:
*See Terms and Condition of the card
Online Access:
Yes!
Credit Reporting:
Yes

The information provided for Cerulean Discover credit card is believed to be accurate at the time of evaluation (Dec 21, 2012). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.