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Capital One Spark Miles Business Credit Card

Capital One® Spark℠ Miles for Business

- Earn 2 miles per dollar on every purchase, every day
- Get 10,000 bonus miles - just spend $1,000 within the first 3 months
- Receive 5,000 bonus miles by signing up for one or more employee cards
- Enjoy exclusive, award-winning customer service
- $0 intro annual fee for the first year; $59 after that
- There's no limit to the amount of miles you can earn and miles don't expire
- Redeem miles for travel, cash back, gift cards, merchandise, and more
- Fly on any airline, anytime, with no blackout dates or seat restrictions

(4.0 out of 5.0)

Information - Rates - Fees

Intro APR:

N/A*

Intro Period:

N/A*

APR:

13.90%*

APR Type:

variable

Annual Fee:

$59.00*

Issuer:

Capital One

Card Network:

VISA®

Card Category:

Business (Regular)

Card Type:

Instant Decision Card
Low Interest Credit Card
Reward Card

Credit Needed:

Excellent*

Grace Period:

25 Days*

Min Finance Charge:

$0.50

Late Payment Fee:

Up to $39*

Over Limit Fee:

$39.00

Balance Transfers

Balance Transfer:

Cash Advances

APR on Cash Advances (%):

24.90%

Cash Advance Fee (%):

3.00%

Minimum Fee:

$10.00

Review

There are a lot of credit cards that offer the ability to earn flight-based rewards. This one, from Capital One, gives you more than any other card with a program that earns you double points on all purchases, every single day. You can even earn a significant amount of bonus miles. Altogether you can use them towards airfare, cash, and merchandise. The points have no limitation or expiration so you can wait to find exactly what you are looking for.

Of course, you will also be able to enjoy several other benefits too. This could include things like travel and service insurance, fraud protection, and access to a very special team of experts who can help you with all of your business financings needs.

Features

Most attractive:

- Bonus Miles
- No Annual fee for 1st year
- Additional benefits

Least attractive:

- No introductory rate

Rewards & Benefits

Reward Types:

Other Rewards Cards
Universal Reward Cards

Reward Unit:

Miles

Rewards:

- 10,000 bonus miles when you spend $1,000 or more in the first 3 months of account membership
- 5,000 bonus miles when you authorize one or more additional users to your account
- 2 miles per $1 spent on every purchase, every day

Expiration:

None*

Yearly Limit:

None

Other Benefits:

See website for additional benefits.

Online Access:

Yes!

The information provided for Capital One Spark Miles for Business is believed to be accurate at the time of evaluation (Jan 4, 2012). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.