Capital One® Spark℠ Cash Select for Business

- Get a 50% bonus on the cash back you earn every year
- Earn 1% cash back on every purchase, every day
- Save with 0% intro APR on purchases until November 2012
- Enjoy no annual fee
- Get online Quarterly and Year-End Summaries
- Redeem cash rewards anytime, for any amount, even set up automatic redemption
- Earn unlimited cash rewards that don't expire

(4.0 out of 5.0)

Information - Rates - Fees

Intro APR:
0%*
Applied Towards:
Purchases
Intro Period:
until November 2012*
APR:
14.9% - 19.90%*
APR Type:
variable
Annual Fee:
$0.00*
Issuer:
Card Network:
Card Category:
Business (Premium)
Card Type:
Instant Decision Card
Reward Card
Credit Needed:
Excellent*
Grace Period:
25 Days*
Min Finance Charge:
$0.50
Late Payment Fee:
Up to $39*
Over Limit Fee:
$39.00

Balance Transfers

Balance Transfer:
No

Cash Advances

APR on Cash Advances (%):
24.90%
Cash Advance Fee (%):
3.00%
Minimum Fee:
$10.00

Review

If you are looking for a new credit card that will help you address your business needs, this might be one to consider. This is due to the fact that you will get access to great benefits, like cash back on every purchase as well as an annual bonus, which should make it easier for you to build your business. Of course, you will also get a competitive interest rate and no annual fee, and since the points don't expire, you also get some flexibility.

Bearing the Visa symbol, this card also brings you their most common benefits. This could include things like consumer purchase protection as well as various kinds of travel insurance. Furthermore you will enjoy Visa security, which includes $0 fraud liability.

Features

Most attractive:
- 0% APR offer
- Cash Back rewards
- No annual fee
Least attractive:
- 0% APR offer is for purchases only

Rewards & Benefits

Reward Types:
Cash Back Reward Cards
Universal Reward Cards
Reward Unit:
Cash
Rewards:
- Get a 50% bonus on the cash back you earn every year
- 1% cash back on every purchase, every day
Expiration:
None
Yearly Limit:
None
Other Benefits:
See website for additional benefits.
Online Access:
Yes!

The information provided for Capital One Spark Cash Select for Business is believed to be accurate at the time of evaluation (Apr 18, 2012). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.