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Capital One Spark Cash Business Credit Card

Capital One® Spark℠ Cash for Business

- Earn 2% cash back on every purchase, every day
- Get a $100 cash bonus - just spend $1,000 within the first 3 months
- Receive a $50 cash bonus by signing up for one or more employee cards
- Enjoy award-winning small business customer service
- $0 intro annual fee for the first year; $59 after that
- Redeem cash rewards anytime, for any amount, even set up automatic redemption
- Earn unlimited cash rewards that don't expire

(4.0 out of 5.0)

Information - Rates - Fees

Intro APR:

N/A*

Intro Period:

N/A*

APR:

13.90%*

APR Type:

variable

Annual Fee:

$59.00*

Issuer:

Capital One

Card Network:

VISA®

Card Category:

Business (Regular)

Card Type:

Instant Decision Card
Low Interest Credit Card
Reward Card

Credit Needed:

Excellent*

Grace Period:

25 Days*

Min Finance Charge:

$0.50

Late Payment Fee:

Up to $39*

Over Limit Fee:

$39.00

Balance Transfers

Balance Transfer:

Cash Advances

APR on Cash Advances (%):

24.90%

Cash Advance Fee (%):

3.00%

Minimum Fee:

$10.00

Review

You can take advantage of the best cash rebate payout currently on the market with this credit card from Capital One. You will also get a competitive interest rate and even a low annual fee that is waived for the first year. In addition, you will also enjoy several great business benefits that should make it easier to manage your affairs.

Along with all of that you will also enjoy basic Visa benefits too. This includes a handful of security features, like $0 fraud liability and online support, that you will definitely need for your business. Also, you will enjoy the convenience of consumer protection from purchase and price assurance as well as travel and emergency assistance around the globe.

Features

Most attractive:

- Rewards program
- Bonus cash
- No annual fee for 1st year

Least attractive:

- No introductory rate available

Rewards & Benefits

Reward Types:

Cash Back Reward Cards
Universal Reward Cards

Reward Unit:

Cash

Rewards:

- 2% cash back on every purchase, every day
- $100 cash bonus - just spend $1,000 within the first 3 months
- $50 cash bonus by signing up for one or more employee cards
- Earn unlimited cash rewards that don't expire

Expiration:

None

Yearly Limit:

None

Other Benefits:

See website for additional benefits.

Online Access:

Yes!

The information provided for Capital One Spark Cash for Business is believed to be accurate at the time of evaluation (Jan 4, 2012). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.