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Business Green Rewards Credit Card from American Express

Business Green Rewards Card from American Express OPEN

- Receive 5,000 bonus points on your first purchase
- No pre-set spending limit* or finance charges
- Earn one Membership Rewards® point for every dollar you spend
- Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
- $0 introductory annual fee for the first year, then $95

(4.0 out of 5.0)

Information - Rates - Fees

Intro APR:

N/A*

Intro Period:

12 months*

APR:

N/A*

Annual Fee:

$95.00*

Issuer:

American Express

Card Network:

American Express®

Card Category:

Business (Premium)

Card Type:

Charge Credit Card
Reward Card

Credit Needed:

Good*

Grace Period:

0 days*

Min Finance Charge:

0.50%

Late Payment Fee:

$35.00*

Balance Transfers

Balance Transfer:

Comments

The card does not have no pre-set spending limit Purchases are approved based on credit record, account history, and personal resources.

Review

In financially difficult times a card as the Business Green Rewards from American Express could be a good strategy to stay within the means of a small business but... This is a charge card meaning cardholders have to offset credit balance in full for every billing cycle. There is no preset spending limit and interest charged remains at a fixed low rate. Actual interest charged a card may differ based on credit and other criteria presented by the card applicant. The card charges no annual fee for the first year but $95/year afterwards.

An interesting aspect of this card is its reward program. Cardholders earn 5,000 bonus points with the first purchase. Points earned for virtually any purchase are useful for redeeming gift cards, merchandise and discounted travel expenditure.

Features

Most attractive:

- No Annual fee for the first year
- Bonus points
- Access to Membership Rewards program
- Special discounts at participating merchants

Least attractive:

- Annual fee after first year

Rewards & Benefits

Reward Type:

Universal Reward Cards

Reward Unit:

Point

Reward Unit Value:

0.01

Reward per every $1 spent:

1.00

Rewards:

- 5,000 bonus points on your first purchase
- 1 point for very dollar send

Points can be redeemed for airline rewards, hotel stays, car rentals, gift cards, and merchandise. Points can also be transferred to frequent flyer programs.

Expiration:

None

Yearly Limit:

None

Other Benefits:

- Access to OPEN Savings for discounts on products & services at participating merchants and retailers
- Expense management reports
- Auto rental insurance
- Internet account related services
- Lost & damaged luggage insurance
- Up to $100,000 in travel accident insurance
- Extended warranty for purchases
- Purchase protection
- Return protection
- No liability for unauthorized transactions
- Identity theft assistance
- Emergency check cashing
- Emergency card replacement

See Terms and Conditions for other benefits*

Online Access:

Yes!

The information provided for Business Green Rewards Card from American Express OPEN is believed to be accurate at the time of evaluation (May 16, 2012). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.