Build Your Credit With a Capital One® Card

- Build credit for your future with responsible use
- Monitor your spending with free e-mail and text message alerts
- Automatic reporting to the 3 major credit bureaus
- Access your account 24/7
- $0 Fraud Liability if your card is lost or stolen
- Image Card - personalize your card with an image of your choice
- Find pre-qualified card offers in 60 seconds without affecting your credit score

(4.5 out of 5.0)

Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
See Terms*
APR:
10.9% - 24.90%*
APR Type:
variable
Annual Fee:
N/A*
Issuer:
Card Network:
Card Category:
Consumer (Regular)
Card Type:
Credit Needed:
Limited*
Grace Period:
25 days*
Late Payment Fee:
See Terms*

Balance Transfers

Balance Transfer:
No

Cash Advances

APR on Cash Advances (%):
24.90%
Cash Advance Fee (%):
3.00%
Minimum Fee:
$10.00

Other Fees

Additional Fees
Return Check Fee: $35.00

Review

When you are new to credit, you have to find a credit card that is designed to help you establish a solid base in the credit world. While you might be attracted to all of the much fancier credit products, what is most important is setting yourself up for better approval in the future. This is so you can get bigger credit amounts for a car or home later in life.

Credit cards that help you build credit are different from most other cards because they offer you simple benefits that are easier to manage and they regularly report to the three major credit bureaus. This reporting is important because the more information the credit agencies have on your responsible credit management, the better they will rate your credit score.

Features

Most attractive:
- Card to Build credit
Least attractive:
- APR can be high

Rewards & Benefits

Other Benefits:
See Terms and COnditions
Online Access:
Yes!
Credit Reporting:
Yes!

The information provided for Build Your Credit With a Capital One Card is believed to be accurate at the time of evaluation (Mar 15, 2012). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.

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