Bank Freedom Prepaid MasterCard®

Bank Freedom Prepaid MasterCard
Details
- Surcharge-Free ATM Network at over 18,000 ATMs
- NO Card Issuance Fee - NO Activation Fee
- $0 Monthly with Direct Deposit $350/month or cash load $700/month
- Free Live Customer Service - 24 hours per day 7 days per week
- Free Text and Email Alerts and Online Account Access
- Send Paper Checks and Electronic Bill Pay to Anyone

(4.0 out of 5.0)

Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
N/A*
Annual Fee:
N/A*
Issuer:
Meta Bank
Card Network:
MasterCard®
Card Category:
Consumer (Stored Value)
Card Type:
Card for Bad Credit
Guaranteed Approval
Prepaid Debit Card
Credit Needed:
Bad Credit OK*
Grace Period:
N/A*
Late Payment Fee:
N/A*

Balance Transfers

Balance Transfer:
No

Other Fees

Opening Minimum:
$10.00
Application Fee:
$0.00
ATM Fee:
$1.50
Opening Minimum:
$10.00
Additional Fees
- Prepaid Card Monthly Maintenance Fee: FREE with Direct Deposit totaling at least $350 per month OR FREE with Cash Loads totaling at least $700 each month OR $5.95 monthly if above monthly minimum Direct Deposit or Cash Loads are not met.
- Bill Pay Fee: $4.95 - includes 5 electronic and/or paper check bill payments over a thirty (30) consecutive day period. Additional bill payments after the 5th payment during this 30 day period are only $0.85 each. This is not a monthly recurring fee and is only deducted from your card account if you use the online bill pay service to pay a bill.

ATM Balance Inquiry - $0.50
ATM Cash Withdrawal Out-Of-Network - $2.50
ATM Cash Withdrawal Surcharge-Free - $2.50
ATM Withdrawal Decline - $0.50
Account closure - $14.95
Bill Pay Stop Payment - $25.00
Card to Card Money Share - FREE
Companion Card Issuance - $9.95
Currency Conversion Fee - 3%
Expedited card replacement - $40.00
Int. ATM Balance Inquiry - $1.00
Int. ATM Cash Withdrawal - $3.95
Int. ATM Withdrawal Decline - $1.00
Int. PIN based Transaction - $1.00
Internet Access to Card Account - FREE
Loading Cash - $4.95
Lost or Stolen Card Replacement - $9.95
PIN Debit Transactions - $1.00
Paper Statement Online - $0.00
Paper Statement by request - $2.00
Paperless Account Statements - FREE
Payment to 3rd Party - $1.00
Prepaid Card Issuance - FREE
Signature Purchase Fee - FREE
Special research/documentation fee - $50.00
Toll Free Automated Phone Support - FREE
Toll Free Live Customer Support - FREE

Review

Bank Freedom's Prepaid MasterCard offers no interest charges, email and wireless alerts, FDIC insurance and possibly no monthly maintenance fees.

Load funds to your card account through direct deposit or at of over 40,000 Green Dot Pak locations nationwide. Direct deposits to your card account are at no extra cost meaning you can start receiving your salary and employee benefits in part of full once a card is issued to you. Other one-off or regular payments like Government disability checks, tax rebates are possibly collectible using the direct deposit feature on this card.

Pay for bills using an automated bill pay feature and eliminate the hassle of sending out checks to service providers month to month. The Bank Freedom card is backed by MasterCard's Zero Liability policy.

Features

Most attractive:
- Guaranteed Approval
- No Late Fees
- No Interest Fees
- No NSF Fees
Least attractive:
- Maintenance fee

Benefits

Other Benefits:
- Internet related services
- Free Unlimited Purchase Transactions
- Free Customer Service
- Free Direct Deposit
- Free Card Account Alerts
Online Access:
Yes!
100% Guarantee Approval:
Yes!

The information provided for Bank Freedom Prepaid MasterCard is believed to be accurate at the time of evaluation (Mar 23, 2012). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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