American Express® Premier Rewards Gold Card

- Membership Rewards® bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of card membership.
- Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
- Exclusive access to Gold Card Destinations and events — Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide
- Introductory annual fee of $0 for the first year, then $175
- Get approved in 60-seconds.

(4.5 out of 5.0)

Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
N/A*
Annual Fee:
$0.00*
Card Network:
Card Category:
Consumer (Premium)
Card Type:
Charge Credit Card
Reward Card
Credit Needed:
Excellent*
Grace Period:
N/A*
Late Payment Fee:
$35.00*

Balance Transfers

Balance Transfer:
No

Other Fees

Additional Fees
There is no annual fee for up to five Additional Cards and $35 annually for each Additional Card after the first five.

Comments

All charges made on this Charge Card are due and payable when you receive your billing statement.

Review

A credit card designed for the fairly luxurious individual who can afford to pay the monthly balance in full. This American Express rewards gold card is just what you want in a credit card of multipurpose satisfactions. With several features noted to have full impact on cardholders, there is a long list of features to look up to. Features like travel accident insurance, baggage insurance plan, online account access, assured reservations, fraud protection, return protection, extended warranty, and the American Express Travel Service.

Both buyer and traveler alike have consolidated spending into a single account. The card comes with no pre-spending limit.

The card charges a $175 annual fee. Additional cards do not incur an annual fee unless the cardholder orders more than 5 of such cards where after each additional card incurs a $35 annual fee.

Features

Most attractive:
- Rewards program
- Bonus rewards
- No annul fee for the first year
Least attractive:
- Slightly high annual fee after first year

Rewards & Benefits

Reward Types:
Other Rewards Cards
Universal Reward Cards
Reward Unit:
Point
Rewards:
- Membership Rewards® bonus: 25K points, redeemable for select gift cards valued at $250, when you spend $2,000 in your first three months of card membership.
- Earn 3X points on airfare
- Earn 2X points on gas and groceries
- Earn 1X points on everything else
Expiration:
None*
Yearly Limit:
None*
Other Benefits:
*See website for additional benefits.
Online Access:
Yes!

The information provided for American Express Premier Rewards Gold Card is believed to be accurate at the time of evaluation (Feb 21, 2012). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

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