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American Express Gold Delta SkyMiles Credit Card

Gold Delta SkyMiles® Credit Card from American Express

- Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening
- $0 intro annual fee for the first year, then $95
- Check your first bag FREE – for up to 9 people on your reservation – on every Delta flight
- Receive double miles on Delta purchases and 1 mile for all other eligible dollars spent
- Priority Boarding and 20% In-Flight Savings

(4.0 out of 5.0)

Information - Rates - Fees

Intro APR:

N/A*

Applied Towards:

Balance Transfer

Intro Period:

N/A*

APR:

15.24% - 19.24%*

APR Type:

variable

Annual Fee:

$0.00*

Issuer:

American Express

Card Network:

American Express®

Card Category:

Consumer (Premium)

Card Type:

Co-Branded Credit Card
Reward Card

Credit Needed:

Good*

Grace Period:

20 days*

Min Finance Charge:

$0.50

Max Credit Line:

$100,000

Late Payment Fee:

$38.00*

Over Limit Fee:

$35.00

Balance Transfers

Balance Transfer:

Yes!

Cash Advances

APR on Cash Advances (%):

19.99%

Cash Advance Fee (%):

3.00%

Minimum Fee:

$5.00

Comments

Balance transfer requests submitted on application receive APR of 9.99% for the first 12 months. - Then, the standard APR for purchases will apply.

Review

The Gold Delta SkyMiles credit card is designed for consumers having good credit. It's a premium consumer card earning travel miles on almost every transaction. New card members are gifted an introductory APR period applying towards balance transfers. The purchase APR is not the lowest but highly competitive.

Every eligible purchase earns a mile with double miles reserved for purchases on Delta Airlines and everyday items. New members earn 30,000 bonus miles with a first purchase and those who'll order up to two additional cards earn 5,000 bonus miles. Miles earned would not expire as long as the member continues earning more miles every two years.

Members incur a $95 annual fee except during the first year. Annual fees do not apply to additional cards.

Features

Most attractive:

- Savings on Delta purchases
- $99 Companion Certificate
- Bonus miles
- No annual fee for the first year

Least attractive:

- Yearly limit on Sky Miles
- Membership Rewards Program is not available for this card

Rewards & Benefits

Reward Type:

Airline Reward Cards

Reward Unit:

Miles

Rewards:

- Earn 30,000 bonus miles toward Award Travel when you spend $500 on the Card in the first three months from account opening
- Check your first bag FREE - for up to 9 people on your reservation - on every Delta flight
- DOUBLE miles on qualifying flights
- 1 mile per eligible dollar on everything else

Expiration:

3 Years

Yearly Limit:

$100,000 in annual spending (Only 1 mile per dollar spent will be awarded after this limit is reached.)

Other Benefits:

- Access to the Offer Zone for various discounts at participating retailers and merchants
- Internet account related services
- Year-end financial statement
- Extended warranty for purchases
- Purchase protection
- Auto rental insurance- Emergency card/cash replacement
- Medical referral services
- Legal referral services
- Travel & emergency assistance services
- Up to $100,000 in travel accident insurance
- No liability for unauthorized Internet transactions

See website for additional benefits**

Online Access: