The Business Gold Rewards Card® from American Express OPEN

The Business Gold Rewards Card from American Express OPEN
Apply now | Details
- FOR A LIMITED TIME: Earn 5X points on shipping and advertising for the first 3 months of Card membership.
- Earn points even faster to get more rewards for your business
- 3X points on airfare, 2X points on advertising, gas, and shipping, 1X points on everything else
- One million rewards from over 500 brands
- Unlimited Rewards Potential - there is no limit to the number of points you can earn and points do not expire
- 24/7 support for everything from identity theft to travel emergencies
- $0 introductory annual fee for the first year, then $175
- Get unlimited Additional Gold Cards for an additional annual fee of $50 - and this fee is waived for the first year
- Terms and Restrictions Apply

(4.5 out of 5.0)

Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
N/A*
Annual Fee:
$175.00*
Issuer:
American Express
Card Network:
American Express®
Card Category:
Business (Premium)
Card Type:
Charge Credit Card
Reward Card
Credit Needed:
Good*
Grace Period:
0 days*
Min Finance Charge:
1.00%
Late Payment Fee:
$35.00*
Over Limit Fee:
$35.00

Balance Transfers

Balance Transfer:
No

Other Fees

Additional Fees
Foreign Transaction: 2.7% of each transaction after conversion to US dollars.

Comments

The card has no pre-set spending limit; however, purchases are approved based on credit record, account history, and personal resources.

Review

The Gold Rewards Card from American Express OPEN is a business credit card designed for those small and medium scale businesses who can afford to pay monthly balance in full. Members are subject to an annual fee.

The membership rewards program awards a point per dollar spent on eligible purchases. Points earned are redeemed for cash, merchandise, gift cards, and free travel. Online bookings through the online business travel center earn discounts and those small businesses having more than 1 employee could order additional employees card with individual spending limits.

Online account management lets the business owner or another privileged officer access to the expense management reports which are compatible with QuickBooks and other accounting software.

Features

Most attractive:
- Business-related discounts
Least attractive:
- Annual fee

Rewards & Benefits

Reward Type:
Universal Reward Cards
Reward Unit:
Point
Rewards:
- FOR A LIMITED TIME: Earn 5X points on shipping and advertising for the first 3 months of Card membership.
- Earn points even faster to get more rewards for your business
- 3X points on airfare, 2X points on advertising, gas, and shipping, 1X points on everything else
- One million rewards from over 500 brands

Points can be redeemed for travel, office equipment, merchandise, entertainment events, and other rewards. Use points to travel on any airline with no blackout dates or restrictions
Expiration:
None
Yearly Limit:
None
Other Benefits:
- Access to the OPEN Savings program for discounts on products and services at participating merchants and retailers
- Access to savings on hotel, air, and car reservations when cardholders book through the Online Business Travel Center
- Access to expense management reports that are compatible with QuickBooks®
- Internet account related services
- Emergency card replacement
- Lost & damaged luggage insurance
- Up to $100,000 in travel accident insurance
- Auto rental insurance
- Extended warranty for purchases
- Purchase protection
- Return protection
- No liability for unauthorized transactions
- Identity theft assistance
- Emergency check cashing

See website for additional benefits*
Online Access:
Yes!

The information provided for The Business Gold Rewards Card from American Express OPEN is believed to be accurate at the time of evaluation (May 16, 2012). We strongly advise visitors to review the terms and conditions provided to verify accuracy of the information posted prior to applying for the product.

Back to top
You may also be interested in:

Credit Cards