Ally Checking Debit MasterCard
Details
- No minimum deposit to open
- No monthly maintenance fees
- Earn money back with Ally Perks when you shop
- Free balance alerts
- Free Online Banking, Bill Pay, and Popmoney
- Free checks and unlimited check writing
- No ATM fees at any ATM nationwide
- Make deposits from home with Ally eCheck Deposit
5.0 / 5.0 (22 votes)
Leave your vote!

Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
N/A*
Annual Fee:
$0*
Issuer:
Ally Bank
Card Network:
MasterCard®
Card Category:
Consumer (Shopping)
Card Type:
Prepaid Debit Card
Shopping Card
Reward Card
Credit Needed:
Accepts All*
Grace Period:
N/A*
Late Payment Fee:
N/A*

Balance Transfers

Balance Transfer:
No

Other Fees

Application Fee:
$0.00
ATM Fee:
$0.00
Additional Fees
Cross Border/Currency Conversion Transaction: Up to 1% of the transaction

Account Research (per hour) - $25.00
Ally standard checks - $0.00
Check images online - $0.00
Expedited Delivery - $15.00
Incoming Collections - $0.00
Incoming Wires (domestic & intl) - $0.00
Monthly Maintenance - $0.00
Official/Cashier's Checks - $0.00
Outgoing Collections - $0.00
Outgoing Wires (domestic & intl) - $20.00
Overdraft Item Paid - $9.00
Overdraft Item Returned - $9.00
Returned Deposit Item - $7.50
Statement copies online - $0.00
Stop Payment Item - $15.00

Review by

The checking debit card by Ally Bank is provided after opening a checking account. The checking account earns interest like a savings account and Ally Perks makes it possible to earn cash back on purchases. The MasterCard logo on the debit card can be used to make purchases around the globe.

The card also features a PIN number, allowing it to be used at ATM machines and as a debit card anywhere it is accepted. Managing the account is simple. Customer service is available 24/7 over email, internet and with a toll free number. By logging into the website online, account balances, bill pay and statements are also available. Alerts can also be used to keep track of funds. Access to the debit card starts with opening an account.

Features

Most attractive:
- No ATM fees
- No minimum
- No fees
- Cash Back rewards
Least attractive:
- No bonus rewards

Rewards & Benefits

Reward Types:
Cash Back Reward Cards
Other Rewards Cards
Universal Reward Cards
Reward Unit:
Cash
Rewards:
- Get money back automatically. You shop, and we put money right into your account. There are no points to track, no coupons to cut. Use your Ally Checking Debit Card online or in-store at a variety of participating retailers, and we deposit money directly into your Ally account.
Expiration:
None
Yearly Limit:
None
Other Benefits:
- Free Online Banking
- Bill Pay and Popmoney
- Unlimited check writing
- Ally eCheck Deposit
- Free balance alerts
- FDIC insured to the maximum allowed by law
Online Access:
Yes!

The information provided for Ally Checking Debit MasterCard is believed to be accurate at the time of evaluation (Mar 25, 2013). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.

Back to top
You may also be interested in:

Credit Cards