AccountNow® Gold Visa® Prepaid Card

- No Credit Check
- No Minimum Balance
- No late/ overdraft fees
- Instant Account Number
- Free Direct Deposit †
- Easy Online Bill Pay
- Purchase Rewards
- $0 Activation Fee
- VIP Customer Service
† Cardholder fees may apply. Consult your cardholder agreement.

(4.5 out of 5.0)

Information - Rates - Fees

Intro APR:
N/A*
Intro Period:
N/A*
APR:
N/A*
Annual Fee:
N/A*
Card Network:
Card Category:
Consumer (Stored Value)
Card Type:
Card for Bad Credit
Guaranteed Approval
Prepaid Debit Card
Tax Refund Card
Credit Needed:
Bad Credit OK*
Grace Period:
N/A*
Late Payment Fee:
N/A*

Balance Transfers

Balance Transfer:
No

Other Fees

Opening Minimum:
$10.00
Application Fee:
$9.95
ATM Fee:
$2.50
Opening Minimum:
$10.00
Additional Fees
- GOLD Privilege Fee (One-time non-refundable fee, applied at first card load event): $9.95
- Currency Conversion Fee: 2.95%

ATM decline fee - $0.40
Account closing fee (balance check) - $15.95
Automated phone system (IVR) - FREE
Bank Teller Cash Advance - $4.95
Bill Pay Stop Payment - $20.00
Calls to Customer Service - FREE
Card replacement (direct deposit) - Free*
Card replacement - $10.00
Expedited Bill Pay (Check) - $9.95
Expedited Bill Pay (Electronic) - $9.95
Express delivery charge: $40.00 -
Intl. ATM to withdraw money - $4.95.
Load by Cash - FREE
Load by Direct Deposit - FREE
Monthly Fee ($3000+ monthly load) - FREE
Monthly Statement (Paper) - $2.95
Monthly fee - $9.95
Signature card purchase - FREE
Using ATM to obtain balance - $1.00
Using a U.S. ATM to withdraw money - $2.50

Review

The Account Now Gold Visa Prepaid Card is a credit card that is unique. This card allows you to take control of the amount of money that you place on it and spend. There is no credit check making it a card that many people choose to build their credit history with. The card offers free direct deposit, no annual fee, and no minimum balance. Like all cards however, certain fees and restrictions apply where applicable. For a complete listing of these you should view the terms and conditions. This will map out all the information you need to know regarding your card.

Features

Most attractive:
- Gold privileges
- 100% approval
- Credit Reporting
- $25 Cash Bonus
Least attractive:
- Monthly fee (for those who load less then $3000 each month)

Benefits

Rewards:
- $25 Cash Bonus When You Use Direct Deposit
Other Benefits:
See Terms & Conditions of the card
Online Access:
Yes!
100% Guarantee Approval:
Yes!
Credit Reporting:
Yes!

The information provided for AccountNow Gold Visa Prepaid Card is believed to be accurate at the time of evaluation (May 15, 2012). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.