- Earn free groceries faster at Kroger, King Soopers, Dillons Smith's, Fry's and QFC
- 3 points per $1 spent on Kroger family of brand products
- 2 points per $1 spent in the Kroger® family of stores (excluding fuel centers)
- 1 point per $1 spent anywhere Visa Cards are accepted
- Every 1,000 points earned gets $5 in free groceries. Rewards sent automatically every quarter
- 0% intro APR* for first 9 billing cycles on purchases and balance transfers. After that, a variable APR currently 13.99%-23.99%
- $0 annual fee*
Information - Rates - Fees
Instant Decision Card
Low Interest Credit Card
Review by CreditCardsBay™
The 1-2-3 Rewards Visa features a grocery reward program. Free groceries can be earned by using the card anywhere that Visa is accepted. Cardholders will earn 1 point for every dollar with any merchant. 2 and 3 points can be earned for every dollar when the card is used at Kroger stores and brands. The card also doubles and triples as a reward card and shopper's card.
Zero fraud liability protects cardholders against having to pay for fraudulent purchases. Other features on the card include such things as online account management and 24/7 customer service. An account balance inquiry, credit line balance and other tidbits can be found with the click of a button. The application for the card is online, making it easy to apply.
- No annual fee
- Rewards program
Rewards & Benefits
Universal Reward Cards
- 2 points per $1 spent in the Kroger family of stores (excluding fuel centers)
- 3 points per $1 spent on the Kroger family of quality brands
The information provided for 1-2-3 REWARDS Visa Credit Card is believed to be accurate at the time of evaluation (Apr 24, 2013). We strongly advise visitors to review the terms and conditions to verify accuracy of the information posted prior to applying for the product.
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