Debit and Credit Cards
All credit cards are based on the simple system of credit. You use the card, basically, to borrow money that is reserved against your potential income. How much money you make and how well you make your payments determines the amount of credit you get as well as your interest rate.
Featured Credit Card !
1st Platinum Plus
Intro APR:
0%*
0%*
Intro APR Period:
18 months*
18 months*
APR on Purchases:
0*
0*
Annual Fee:
N/A*
N/A*
The 1st Platinum Plus card is a shopping credit card designed for card members who want to build a more solid credit history and improve their... Read More
AccountNow® Gold Visa® Prepaid Card
| ATM decline fee Account closing fee (balance check) Automated phone system (IVR) Bank Teller Cash Advance Bill Pay Stop Payment Calls to Customer Service Card replacement (direct deposit) Card replacement Expedited Bill Pay (Check) Expedited Bill Pay (Electronic) | $0.40 $15.95 FREE $4.95 $20.00 FREE Free* $10.00 $9.95 $9.95 | Express delivery charge: $40.00 Intl. ATM to withdraw money Load by Cash Load by Direct Deposit Monthly Fee ($3000+ monthly load) Monthly Statement (Paper) Monthly fee Signature card purchase Using ATM to obtain balance Using a U.S. ATM to withdraw money | $4.95. FREE FREE FREE $2.95 $9.95 FREE $1.00 $2.50 |
AccountNow™ Prepaid MasterCard®
| ATM Balance Inquiry ATM Withdrawal Bank Account to Card Reload Cancel Card Direct Deposit Reload Live Teller Withdrawal Monthly Maintenance Fee (Hologram) | $1.00 $2.00 $0.00 $15.95 $0.00 $4.95 $4.95 | Paper Statements per request Point of Sale Withdrawal Purchase Online Purchase at Merchant Replace Card Telephone Purchase | $5.00 $0.00 $0.50 $1.00 $10.00 $0.50 |
(4.0 out of 5.0)
ACE Elite™ Visa® Prepaid Card
| A to A Transfer (Internet) A to A Transfer (Toll Free Number) ATM Decline Fee (per declined) Add or withdraw funds locally Additional Statement Mailing Fee Card Fulfillment (Shipping/Handling) Cash Withdrawal at Distributor Check Mailing Fee Domestic ATM Cash Withdrawal | FREE $4.95 $1.00 varies $5.95 $9.95 $2.50 $5.95 $2.50 | Int'l ATM Cash Withdrawal Lost or Stolen Card Replacement Monthly Service Fee Non-Monetary Transactions (ATM) Non-Monetary Transactions (Internet) Non-Monetary Transactions (Toll Free) PIN Purchase Convenience Fee Signature Purchase Convenience Fee | $4.95 $9.95 $9.95 $0.50 FREE $0.50 $2.00 $1.00 |
(4.5 out of 5.0)
Ally Checking Debit MasterCard®
| Account Research (per hour) Ally standard checks Check images online Expedited Delivery Incoming Collections Incoming Wires (domestic & intl) Monthly Maintenance Official/Cashier's Checks | $25.00 $0.00 $0.00 $15.00 $0.00 $0.00 $0.00 $0.00 | Outgoing Collections Outgoing Wires (domestic & intl) Overdraft Item Paid Overdraft Item Returned Returned Deposit Item Statement copies online Stop Payment Item | $0.00 $20.00 $9.00 $9.00 $7.50 $0.00 $15.00 |
American DreamCard™ Platinum MasterCard®
Intro APR:
0%*
0%*
Intro APR Period:
5 months*
5 months*
APR on Purchases:
21.99% V or 14.99%*
21.99% V or 14.99%*
Annual Fee:
See terms*
See terms*
The American DreamCard Platinum MasterCard credit card is designed for those in need of an average card having minimum qualification requirements.... Read More
(4.0 out of 5.0)
American Express e-Gift Card
| "Classic" gift card fee "Personalized" gift card fee "Special Occasion" card fee | $2.95 $2.95 $4.95 | Check-issuance fee Monthly service (after 12 months) fee Replacement card fee | $10.00 $2.00 $5.95 |
(5.0 out of 5.0)
American Express Gift Card for Business
| "Classic" gift card fee "Personalized" gift card fee "Special Occasion" card fee Check-issuance fee Monthly service (after 12 months) fee Replacement card fee | $3.95 $3.95 $4.95 $10.00 $2.00 $5.95 | UPS shipping (Air; 2 days) UPS shipping (Air; Next days) UPS shipping (Ground; 10 days) USPS shipping (Express / per card) USPS shipping (First Class mail) | $12.95 $15.95 $7.95 $9.95 $5.95 |
American Express Gift Card for Consumer
| "Classic" gift card fee "Personalized" gift card fee "Special Occasion" card fee Check-issuance fee Monthly service (after 12 months) fee Replacement card fee | $3.95 $3.95 $4.95 $10.00 $2.00 $5.95 | UPS shipping (Air; 2 days) UPS shipping (Air; Next days) UPS shipping (Ground; 10 days) USPS shipping (Express / per card) USPS shipping (First Class mail) | $12.95 $15.95 $7.95 $9.95 $5.95 |
American Express® Gold Card
Intro APR:
N/A*
N/A*
Intro APR Period:
N/A*
N/A*
APR on Purchases:
N/A*
N/A*
Annual Fee:
$125.00*
$125.00*
The American Express Preferred Rewards Gold charge card offers an encouraging amount of credit to cardholders having average to excellent credit... Read More
American Express® Premier Rewards Gold Card
Intro APR:
N/A*
N/A*
Intro APR Period:
N/A*
N/A*
APR on Purchases:
N/A*
N/A*
Annual Fee:
$0.00*
$0.00*
A credit card designed for the fairly luxurious individual who can afford to pay the monthly balance in full. This American Express rewards gold... Read More
