Bad Credit Debit & Credit Cards

There are many bad credit credit cards with programs that are designed to help United States consumers dig their way out of past mistakes. These cards may be secured, which means you make a deposit before you can use them, or they may come with other fees or structures that are intended to keep you on track.

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Featured Credit Card !

Fingerhut Credit Account

Fingerhut Credit Account
Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
24.90%*
Annual Fee:
N/A*

The Fingerhut Credit store card does not consist of complicated rewards programs other than free merchandise that may be awarded when a consumer... Read More

4.5 / 5.0 (128 votes)
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Baby Phat Prepaid Visa® RushCard

Baby Phat Prepaid Visa RushCard
Opening Min:
$1.00
App Fee:
$19.95*
Annual Fee:
N/A*
Credit Needed:
Bad Credit OK*
Fees:
Show

It isn't common to see consumers having excellent credit go for a debit card but what happens when you actually need one. Not everyone fancies the... Read More

ATM Balance Inquiry Fee (outside US)
ATM Balance Inquiry Fee
ATM Withdrawal Fee (outside US)
ATM Withdrawal Fee
Convenience Fee
Inactivity (no activity within 60 days) fee
$1.00
$0.05
$3.50
$1.95
$1.00
$2.95
Int'l Card Transactions Fee
Monthly Inactivity Fee
Paper Statement Fee
Payment to Third Parties
Refund of Card Balance
Replacement Card Fee
$1.00
$2.95
$1.00
$2.00
$5.00
$9.95
4.5 / 5.0 (126 votes)
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Horizon Gold Credit Card

Horizon Gold Credit Card
Opening Min:
$10.00
App Fee:
$29.95*
Annual Fee:
N/A*
Credit Needed:
Accepts All*
Fees:
Show

The Horizon Gold credit card is actually a shopping card. It's not offered on the MasterCard or Visa networks and can only be used with Horizon... Read More

See Terms & Conditions of Horizon Gold Card for other fees*
3.5 / 5.0 (124 votes)
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Continental Finance Matrix Discover® credit card (UnSecured)

Continental Finance Matrix Discover credit card (UnSecured)
Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
29.99%*
Annual Fee:
$75*

Those without perfect credit can apply for the Continental Finance Matrix Discover credit card. There is no security deposit required on the card... Read More

4.5 / 5.0 (123 votes)
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Continental Finance Matrix Discover® credit card (Secured)

Continental Finance Matrix Discover credit card (Secured)
Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
29.99%*
Annual Fee:
$75*

The Matrix Secured Card provides a credit product to those with poor credit history. A security deposit will need to be submitted. A credit line... Read More

4.0 / 5.0 (122 votes)
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1st Platinum Plus

1st Platinum Plus
Intro APR:
0%
Intro APR Period:
18 months*
APR on Purchases:
0.00%*
Annual Fee:
N/A*

The 1st Platinum Plus card is a shopping credit card designed for card members who want to build a more solid credit history and improve their... Read More

4.0 / 5.0 (122 votes)
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USAA Checking Debit Visa® Card

USAA Checking Debit Visa Card
Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
N/A*
Annual Fee:
$0*

USAA has been a trusted financial services company for military personnel for almost one-hundred years. Since 1922 they have been developing and... Read More

5.0 / 5.0 (120 votes)
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READYdebit® Visa® Prepaid Card

READYdebit Visa Prepaid Card
Opening Min:
$10.00
App Fee:
$9.95*
Annual Fee:
N/A*
Credit Needed:
Bad Credit OK*
Fees:
Show

This debit card is issued by Bankcorp Bank. Interested and qualified individuals have an opportunity to take advantage of a debit card offering... Read More

ACH debit
ATM Withdrawal
ATM Withdrawal Decline
Automated Phone Account Access
Bank ACH Transfer
Bank Teller Cash Advance
Currency Conversion
Direct Deposit
Expedited Card Delivery
Live Customer Service (per month)
Monthly Fee
$2.25
$2.25
FREE
FREE
FREE
$5.00
2%
FREE
$50.00
1 Free
$9.95*
Negative Balance Fee
Online Account Access
PIN Transaction
POS Transaction Decline
Paper Statement
Replacement Card
Retail Cash Load
Secondary Card (Max 1 card)
Signature Transaction
U.S. ATM Balance Inquiry
N/A
FREE
FREE
FREE
$2.00
$10.00
FREE
$10.00
FREE
FREE
4.5 / 5.0 (116 votes)
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First Progress Platinum Select MasterCard® Secured Credit Card

First Progress Platinum Select MasterCard Secured Credit Card
Intro APR:
N/A
Intro APR Period:
N/A*
APR on Purchases:
14.99%* (V)
Annual Fee:
$39*

After you make your initial deposit to your First Progress Premium Elite MasterCard Secured Card account you'll be able to take full advantage of... Read More

4.5 / 5.0 (113 votes)
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American Express® Serve

American Express Serve
Opening Min:
$10.00
App Fee:
$0.00*
Annual Fee:
$0*
Credit Needed:
Bad Credit OK*
Fees:
Show

American Express Serve card is a unique prepaid card that offers more than many of the other debit and prepaid cards on the market. The prepaid... Read More

See Terms & Conditions of Serve Card for other fees*
5.0 / 5.0 (113 votes)
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Pink ACE Elite™ Visa® Prepaid Card

Pink ACE Elite Visa  Prepaid Card
Opening Min:
$10.00
App Fee:
$0.00*
Annual Fee:
N/A*
Credit Needed:
Bad Credit OK*
Fees:
Show

The ACE Pink Elite Visa Prepaid Debit Card gives cardholders the opportunity to have the same benefits as a credit card, but without the interest... Read More

A to A Transfer (Internet)
A to A Transfer (Toll Free Number)
ATM Decline Fee (per declined)
Add or withdraw funds locally
Additional Statement Mailing Fee
Card Fulfillment (Shipping/Handling)
Cash Withdrawal at Distributor
Check Mailing Fee
Domestic ATM Cash Withdrawal
FREE
$4.95
$1.00
varies
$5.95
$9.95
$2.50
$5.95
$2.50
Int'l ATM Cash Withdrawal
Lost or Stolen Card Replacement
Monthly Service Fee
Non-Monetary Transactions (ATM)
Non-Monetary Transactions (Internet)
Non-Monetary Transactions (Toll Free)
PIN Purchase Convenience Fee
Signature Purchase Convenience Fee
$4.95
$9.95
$9.95
$0.50
FREE
$0.50
$2.00
$1.00
5.0 / 5.0 (21 votes)
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READYdebit® Platinum Visa® Prepaid Card

READYdebit Platinum Visa Prepaid Card
Opening Min:
$10.00
App Fee:
$9.95*
Annual Fee:
N/A*
Credit Needed:
Bad Credit OK*
Fees:
Show

The Ready Debit Platinum Prepaid Visa card is a way to learn to manage your money and it comes with an online virtual checkbook. You can get funds... Read More

ACH debit
ATM Withdrawal
ATM Withdrawal Decline
Automated Phone Account Access
Bank ACH Transfer
Bank Teller Cash Advance
Currency Conversion
Direct Deposit
Expedited Card Delivery
Live Customer Service
Monthly Fee
FREE
$2.00
FREE
FREE
FREE
$5.00
2%
FREE
$50.00
FREE
$14.95*
Negative Balance Fee
Online Account Access
PIN Transaction
POS Transaction Decline
Paper Statement
Replacement Card
Retail Cash Load
Secondary Card
Signature Transaction
U.S. ATM Balance Inquiry
N/A
FREE
FREE
FREE
$2.00
$10.00
FREE
FREE
FREE
FREE
4.5 / 5.0 (112 votes)
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